3443 Rd O, Pandora, OH 45877 Property Records

Putnam County property record for 3443 Rd O, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,338 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Feb 2017)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-015200.0500`

Property Details

APN / Parcel Number

Primary APN	`48-015200.0500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,338 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	980 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3443 ROAD O
City	PANDORA
State	OH
Zip	45877-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 15 PAR 2 NWPTS W NE
Legal Range	8E
Legal Township	1S
Legal Section	15
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2034
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3443 ROAD O, PANDORA, OH 45877-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENOA BANKING CO
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	2017534
Deed Book / Page	686 / 1286
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3443 ROAD O, PANDORA, OH 45877-9803
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00712/0955
Date	Aug 29, 2019
Book Page	712/0955
Instrument	201900003419

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3443 ROAD O, PANDORA, OH 45877-9803
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00698/2434
Date	Apr 30, 2018
Book Page	698/2434

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Nov 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3443 ROAD O, PANDORA, OH 45877-9803
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00726/2465
Date	Nov 2, 2020
Book Page	726/2465
Instrument	202000005530

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3443 ROAD O, PANDORA, OH 45877-9803
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3443 ROAD O, PANDORA, OH 45877-9803

Mortgage

Document Number	00747/1835
Date	Jun 23, 2022
Book Page	747/1835
Instrument	202200002855

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 20, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 7, 2017
Property Address	3443 ROAD O, PANDORA, OH 45877-9803
Document Number	00686/1286
Book / Page	686 / 1286
Map Reference	VOL187 PG135
Instrument Date	Feb 6, 2017
Instrument	201700000534
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5123 ROAD O, PANDORA, OH 45877-8738

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (+2.99%) Homeowner's exemption	$117,850 (-) Land $8,800 Building $109,050	$336,710 (-) Land $25,140 Building $311,570
2024	$3,350.00 (+0.18%) Homeowner's exemption	$117,850 (+33.15%) Land $8,800 Building $109,050
2023	$3,344.00 (+1.8%) Homeowner's exemption Additional exemption filed	$88,510 (-) Land $6,740 Building $81,770	$336,710 (+33.14%) Land $25,140 Building $311,570
2022	$3,285.00 Homeowner's exemption	$88,510 Land $6,740 Building $81,770
2020			$252,890 Land $19,260 Building $233,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

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