Collier County property record for 4589 Merganser Ct, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 2,781 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Mar 2021) |
| Tax Bill | $8,166 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 470505 953B20 |
| Primary APN | 470505 953B20 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,781 sqft Living Area |
| 1st Floor Area | 2,781 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,068 sqft (0.3 acres) |
| Pool Area | 448 sqft |
| Deck Area | 958 sqft |
| Street Address | 4589 MERGANSER CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-7970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LONGSHORE LAKE UNIT 4 LOT 95 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 20 |
| Legal Subdivision | LONGSHORE LAKE UNIT 4 |
| Legal Tract | 470505 |
| Legal Block | 2 |
| Legal Lot Number | 95 |
| Legal Unit | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | IMMOKALEE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11207 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 13, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Mar 17, 2021 | Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | Mar 27, 2001 · Amount on Record |
| Deed Document Number | 20216020498 |
| Deed Book / Page | 5910 / 1695 |
| Last Transfer Date | Jan 8, 2025 |
| Transfer Doc | 0064311704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Sep 13, 2022 |
| Property Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Document Number | 0061731076 |
| Book / Page | 6173 / 1076 |
| Map Reference | MB 57 PG 9 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 6308006 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 WOODCHESTER CT # 1, 1, BALTIMORE, MD 21208-6382 |
| Name | Verified Name |
|---|---|
| Address | 1 WOODCHESTER CT # 1, 1, BALTIMORE, MD 21208-6382 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059103485 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 5910/3485 |
| Instrument | 6020958 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Document Number | 0059101695 |
| Book / Page | 5910 / 1695 |
| Map Reference | MB 32 PG 30&31 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 6020498 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 848 S ROLLING RD APT 1221, 848, CATONSVILLE, MD 21228-5584 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Document Number | 0059101697 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 5910/1697 |
| Instrument | 6020499 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Document Number | 0059101693 |
| Book / Page | 5910 / 1693 |
| Map Reference | MB 32 PG 30&31 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 6020497 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 14, 2019 |
| Property Address | 4589 MERGANSER CT, NAPLES, FL 34119-7970 |
| Document Number | 0056622895 |
| Book / Page | 005662 / 002895 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 5752633 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4589 MERGANSER CT NAPLES FL 341197970, NAPLES, FL 34119-7970 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $894,259 (+2.7%) | $902,338 (+3.63%) Land $371,809 Building $530,529 | |
| 2025 | $8,166.00 (-1.47%) | $870,749 (-3.89%) Land $460,674 Building $410,075 | $870,749 (-7.49%) Land $460,674 Building $410,075 |
| 2024 | $8,288.00 (-5.33%) | ||
| 2023 | $8,755.00 (-2.96%) Homeowner's exemption | $905,969 (+3%) | $941,283 (+7.01%) Land $392,546 Building $548,737 |
| 2022 | $9,022.00 Homeowner's exemption | $879,582 Land $295,125 Building $584,457 | $879,582 Land $295,125 Building $584,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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