4524 Merganser Ct, Naples, FL 34119 Property Records

Collier County property record for 4524 Merganser Ct, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,483 sqft · built 2003
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Aug 2023)
Tax Bill$8,490 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2023 Sale
Flood ZoneZone X (moderate risk)
APN470505 893B20

Property Details

APN / Parcel Number

Primary APN470505 893B20
Alternative APN
  • 56106006185

Interior

Stories1 Story
Building Area2,483 sqft Living Area
1st Floor Area2,483 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeMasonry / Concrete Block
Lot Area15,682 sqft (0.36 acres)
Pool Area312 sqft
Deck Area1,087 sqft

Location & Zoning

Street Address4524 MERGANSER CT
CityNAPLES
StateFL
Zip34119-7970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLONGSHORE LAKE UNIT 4 LOT 89
Legal Range26
Legal Township48
Legal Section20
Legal SubdivisionLONGSHORE LAKE UNIT 4
Legal Tract470505
Legal Block2
Legal Lot Number89
Legal Unit4
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2001
Census Tract11207

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4524 MERGANSER CT, NAPLES, FL 34119-7970
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 10, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Prior SaleJun 14, 2002 · Amount on Record
Deed Document Number20236439061
Deed Book / Page6276 / 3138
Prior Transfer DateMar 9, 2011
Prior Transfer Doc0046621614
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4524 MERGANSER CT, NAPLES, FL 34119-7970
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063531253
DateApr 26, 2024
Book Page6353/1253
Instrument6537747
Lender
NameTD BANK NA
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 15, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 10, 2023
Property Address4524 MERGANSER CT, NAPLES, FL 34119-7970
Document Number0062763138
Book / Page6276 / 3138
Map ReferenceMB 32 PG 30
Instrument DateAug 4, 2023
Instrument6439061
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 RIVERS EDGE DR # DR2-315, DR2-315, SAINT CHARLES, MO 63303-3988

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4524 MERGANSER CT, NAPLES, FL 34119-7970

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$891,919 (-1.43%) Land $396,939 Building $494,980$891,919 (-1.43%) Land $396,939 Building $494,980
2025$8,490.00 (+0.59%) Homeowner's exemption$904,876 (+69.67%) Land $525,170 Building $379,706$904,876 (-5.44%) Land $525,170 Building $379,706
2024$8,440.00 (+65.56%)
2023$5,098.00 (-2.64%) Homeowner's exemption$533,306 (+3%)$956,933 (+8.88%) Land $447,504 Building $509,429
2022$5,236.00 Homeowner's exemption$517,773$878,863 Land $335,831 Building $543,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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