4589 Cougar Way, Abilene, TX 79606 Property Records

Taylor County property record for 4589 Cougar Way, Abilene, TX 79606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 2005
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18250002900`

Property Details

APN / Parcel Number

Primary APN	`18250002900`
Alternative APN	`969248`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	2,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,816 sqft (0.409 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	302 sqft
Storage Building	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4589 COUGAR WAY
City	ABILENE
State	TX
Zip	79606-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATCLAW PLACE ADDN SEC 3, BLOCK A, LOT 4, ACRES .409
Legal Subdivision	CATCLAW PLACE ADDN SEC 3
Legal Block	A
Legal Lot Number	4
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	2
Census Block	2000
Census Tract	12801

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4589 COUGAR WAY, ABILENE, TX 79606-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABILENE TEACHERS FCU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
May 25, 2018	Deed of Trust, Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020
Deed Sale	Jun 16, 2020
Prior Sale	Jul 1, 2005
Deed Document Number	202010071
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	0031120489
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	4589 COUGAR WAY, ABILENE, TX 79606-2327
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007399
Date	Apr 11, 2022
Instrument	2022-00007399

Lender

Name	ABILENE TEACHERS FCU
Type	Credit Union
Address	ABILENE, TX 79606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	4589 COUGAR WAY, ABILENE, TX 79606-2327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TEXAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022055
Date	Nov 18, 2020
Instrument	2020-00022055

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	4589 COUGAR WAY, ABILENE, TX 79606-2327
Document Number	0000009180
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4589 COUGAR WAY ABILENE TX 796062327, ABILENE, TX 79606-2327

Mortgage

Document Number	0000009180
Date	Jun 1, 2018
Instrument	9180

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	ABILENE, TX 79606

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2033

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,871 (-1.14%) Land $37,708 Building $317,163	$354,871 (-1.14%) Land $37,708 Building $317,163
2025	$6,190.00 (+5.27%) Homeowner's exemption	$358,960 (+5.85%) Land $37,708 Building $321,252	$358,960 (+5.85%) Land $37,708 Building $321,252
2024		$339,129 (+3.63%) Land $27,357 Building $311,772	$339,129 (+3.63%) Land $27,357 Building $311,772
2023	$5,880.00 (+5.77%) Homeowner's exemption	$327,242 Land $27,357 Building $299,885	$327,242 Land $27,357 Building $299,885
2022	$5,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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