4587 Chanel Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 4587 Chanel Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,136 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2016)
Tax Bill	$3,261 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10005A0107.000000`

Property Details

APN / Parcel Number

Primary APN	`10005A0107.000000`
Alternative APNs	`5556 27 4316` `109243`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,136 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	3,136 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	328 ft deep x 173 ft wide
Garage Type	Mixed
Garage Area	762 sqft
Driveway	Concrete Driveway
Driveway Area	2,600 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	109243
Street Address	4587 CHANEL CT
City	CONCORD
State	NC
Zip	28025-6975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 107 VANDERBURG ESTATE
Legal Subdivision	VANDERBURG ESTATES
Legal Lot Number	107
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1032
Census Tract	41604

Owner

4587 Chanel Ct is owned and occupied by an individual who bought it in June 2016.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4587 CHANEL CT, CONCORD, NC 28025-6975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 4, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2016 · Amount on File
Deed Sale	Jun 15, 2016 · Amount on File
Prior Sale	Jun 7, 2004 · Amount on File
Deed Document Number	201611970-0286
Deed Book / Page	11970 / 286
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4587 CHANEL CT, CONCORD, NC 28025-6975
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149261
Date	Feb 19, 2021
Book Page	14926/1

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	34634

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4587 CHANEL CT, CONCORD, NC 28025-6975
Document Number	13768231
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4587 CHANEL CT CONCORD NC 280256975, CONCORD, NC 28025-6975

Mortgage

Document Number	13768231
Date	Oct 8, 2019
Book Page	013768/000231
Instrument	27493

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,080 Land $87,000 Building $525,080
2024			$612,080 (+41.27%) Land $87,000 Building $525,080
2023	$3,261.00	$433,260 Land $60,000 Building $373,260	$433,260 Land $60,000 Building $373,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4587 Chanel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4587 Chanel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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