4575 Chanel Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 4575 Chanel Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,407 sqft · built 2003
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2021)
Tax Bill	$3,785 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10005A0106.000000`

Property Details

APN / Parcel Number

Primary APN	`10005A0106.000000`
Alternative APNs	`5556 27 3148` `7113440` `146376`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,407 sqft Living Area
Gross Area	4,798 sqft
1st Floor Area	1,693 sqft
Upper Floors Area	1,714 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	336 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	2,859 sqft
Driveway	Concrete Driveway
Driveway Area	2,580 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	234 sqft
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	146376
Street Address	4575 CHANEL CT
City	CONCORD
State	NC
Zip	28025-6975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 106 VANDERBURG ESTATE
Legal Subdivision	VANDERBURG ESTATES
Legal Lot Number	106
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1032
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4575 CHANEL CT, CONCORD, NC 28025-6975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jul 15, 2002 · Amount on Record
Deed Book / Page	15174 / 223
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 17, 2021
Property Address	4575 CHANEL CT, CONCORD, NC 28025-6975
Document Number	0015174223
Book / Page	15174 / 223
Map Reference	MB 39 PG 59
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 ROCKY MEADOWS LN, 1040, CONCORD, NC 28025-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 CHANEL CT, CONCORD, NC 28025-6975

Mortgage

Document Number	0015174225
Date	May 17, 2021
Instrument	15174/225

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4575 CHANEL CT, CONCORD, NC 28025-6975
Document Number	12871164
Book / Page	012871 / 000164
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 CHANEL CT CONCORD NC 280256975, CONCORD, NC 28025-6975

Mortgage

Document Number	12871164
Date	Feb 7, 2018
Book Page	012871/000164
Instrument	2892

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,910 (+35.12%) Land $87,000 Building $521,910
2024			$608,910 (+35.12%) Land $87,000 Building $521,910
2023	$3,785.00	$450,630 Land $60,000 Building $390,630	$450,630 Land $60,000 Building $390,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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