45864 Shadow Mountain Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 45864 Shadow Mountain Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,052,500 (Jun 2025)
Tax Bill	$11,485 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`640-303-020`

Property Details

APN / Parcel Number

Primary APN	`640-303-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45864 SHADOW MOUNTAIN DR
City	PALM DESERT
State	CA
Zip	92260-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.17 ACRES M/L IN LOT 20 MB 024/028 PALM DESERT UNIT 6
Legal Subdivision	PALM DESERT UNIT 6
Legal Block	D6
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2011
Census Tract	45116

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45865 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage KC LENDING GROUP INC
Oct 27, 2022	Grant Deed, Transfer · Conventional Mortgage CORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	2025186156
Prior Transfer Date	Aug 9, 1997
Prior Transfer Doc	0000348152
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45864 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45864 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623

Mortgage

Document Number	0000080609
Date	Mar 17, 2026
Instrument	2026-0080609

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company
Address	PALM DESERT, CA 92211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 27, 2022
Property Address	45864 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Document Number	0000445372
Map Reference	MB 24 PG 28&29
Instrument Date	Sep 30, 2022
Instrument	2022-0445372
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	69710 HIGHWAY 111, RANCHO MIRAGE, CA 92270-2856
Mail Care Of	JEWISH FEDERATION OF THE DESERT

Mortgage

Document Number	0000445373
Date	Oct 27, 2022
Instrument	2022-0445373

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,073,549 (+22.84%) Land $322,067 Building $751,482
2025	$11,485.00 (+2.37%)	$873,936 (+4.04%) Land $31,212 Building $842,724
2024	$11,219.00 (+2.43%)
2023	$10,953.00 (+130.88%)	$840,000 Land $30,000 Building $810,000
2022	$4,744.00
2021			$555,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Shadow Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures