45862 Shadow Mountain Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 45862 Shadow Mountain Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,753 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$422,000 (Sep 2018)
Tax Bill	$6,548 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`640-303-019`

Property Details

APN / Parcel Number

Primary APN	`640-303-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	2,557 sqft
1st Floor Area	1,753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45862 SHADOW MOUNTAIN DR
City	PALM DESERT
State	CA
Zip	92260-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 21 MB 024/028 PALM DESERT UNIT 6
Legal Subdivision	PALM DESERT UNIT 6
Legal Block	D6
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2011
Census Tract	45116

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45862 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI FRANKLIN LN CTR
Sep 19, 2018	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	2018375704
Last Transfer Date	Oct 12, 2023
Transfer Doc	0000309055
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2023
Property Address	45862 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Document Number	0000309055
Map Reference	MB 24 PG 28&29
Instrument Date	Oct 12, 2023
Instrument	2023-0309055
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45862 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45862 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Document Number	0000386019
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45862 SHADOW MOUNTAIN DR PALM DESERT CA 922604623, PALM DESERT, CA 92260-4623

Mortgage

Document Number	0000386019
Date	Sep 27, 2019
Instrument	386019

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 19, 2018
Property Address	45862 SHADOW MOUNTAIN DR, PALM DESERT, CA 92260-4623
Document Number	0000375704
Instrument Date	Aug 28, 2018
Instrument	375704
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.20
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45862 SHADOW MOUNTAIN DR PALM DESERT CA 922604623, PALM DESERT, CA 92260-4623

Mortgage

Document Number	375705
Date	Sep 19, 2018
Instrument	375705

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,157 (+2%) Land $147,915 Building $332,242
2025	$6,548.00 (+5.48%)	$470,743 (+4.04%) Land $145,015 Building $325,728
2023	$6,208.00 (+3.19%)	$452,466 Land $139,385 Building $313,081
2022	$6,016.00
2021			$502,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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