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4586 SE Geneva Dr, Stuart, FL 34997 Property Records

Martin County property record for 4586 SE Geneva Dr, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 1.5 ba · 1,131 sqft · built 1980
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Feb 2022)
Tax Bill$3,416 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-38-41-003-000-0096.1-4-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-003-000-0096.1-4-0000
Alternative APNs
  • 40-38-41-003-000-00961-4
  • 36183

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,401 sqft (0.124 acres)
PorchOpen Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4586 SE GENEVA DR
CitySTUART
StateFL
Zip34997-5588
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE I LOT 96 S 1/2
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number96
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2011
Census Tract1105

Owner

Source: Martin County assessment roll, APN 40-38-41-003-000-0096.1-4-0000, as of August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4586 SE GENEVA DR, STUART, FL 34997-5588
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed, Transfer · Conventional Mortgage
ACOPIA LLC
Nov 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2022 · Amount on Record
Deed SaleFeb 09, 2022 · Amount on Record
Prior SaleNov 05, 2010 · Amount on Record
Deed Document Number20222941557
Deed Book / Page3291 / 1765
Prior Transfer DateNov 18, 2020
Prior Transfer Doc0031742783
Record UpdatedJun 08, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMARTIN FL
Recording DateFeb 09, 2022
Property Address4586 SE GENEVA DR, STUART, FL 34997-5588
Document Number0032911765
Book / Page3291 / 1765
Map ReferenceMB 7 PG 68
Instrument DateFeb 03, 2022
Instrument2941557
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanySIGNATURE TITLE FL PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6320 WOODLAKE RD, JUPITER, FL 33458-2445

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4586 SE GENEVA DR, STUART, FL 34997-5588

Mortgage

Document Number0032911767
DateFeb 09, 2022
Instrument3291/1767
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Mortgage

Document Number0032911781
DateFeb 09, 2022
Book Page3291/1781
Instrument2941559
Lender
NameROSEBUD ECONOMIC DEVELOPMENT CORPORATION
TypeNon-Lending Institution
AddressADDISON, TX 75001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateNov 20, 2020
Property Address4586 SE GENEVA DR, STUART, FL 34997-5588
Document Number0031742783
Book / Page003174 / 002783
Instrument DateNov 18, 2020
Instrument2851251
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4537 NW RED BAY CIR FORT PIERCE FL 34951, FORT PIERCE, FL 34951

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateMar 24, 2017
Property Address4586 SE GENEVA DR, STUART, FL 34997-5588
Document Number0029141734
Book / Page002914 / 001734
Instrument DateMar 24, 2017
Instrument2626235
Transaction TypeTransfer
Record UpdatedMay 05, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4537 NW RED BAY CIR JENSEN BEACH FL 349573499, JENSEN BEACH, FL 34957-3499

Tax Assessment & Valuation

Source: Martin County assessment roll as of August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$228,380 (+5.99%)$232,200 (+7.76%) Land $130,000 Building $102,200
2024$3,416.00 (+2.46%)
2023$3,334.00 (+47.2%) Additional exemption filed$215,480 (+130.08%) Land $110,000 Building $105,480$215,480 (+50.14%) Land $110,000 Building $105,480
2022$2,265.00$93,654$143,520 Land $89,680 Building $53,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 531 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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