4585 SE Geneva Dr, Stuart, FL 34997 Property Records

Martin County property record for 4585 SE Geneva Dr, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,275 sqft · built 1980
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2021)
Tax Bill	$4,397 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-003-000-01050-4`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-003-000-01050-4`
Alternative APN	`36200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,275 sqft Total Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36200
Street Address	4585 SE GENEVA DR
City	STUART
State	FL
Zip	34997-5555
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FISHERMANS COVE SEC 2 PHASE 1 LOT 105 N 1/2
Legal Subdivision	FISHERMANS COVE
Legal Phase	1
Legal Lot Number	105
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2010
Census Tract	1105

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5306 SE MATOUSEK ST, STUART, FL 34997-3401
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	0032221836
Deed Book / Page	3222 / 1836
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 7, 2021
Property Address	4585 SE GENEVA DR, STUART, FL 34997-5555
Document Number	0032221836
Book / Page	3222 / 1836
Map Reference	MB 7 PG 68
Instrument Date	Apr 30, 2021
Instrument	2887290
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 NORTON RD, OAK RIDGE, TN 37830-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 SE MATOUSEK ST, STUART, FL 34997-3401

Mortgage

Document Number	0032221838
Date	May 7, 2021
Instrument	3222/1838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,292 (+21%)	$263,270 (+8.12%) Land $130,000 Building $133,270
2024	$4,397.00 (+7.17%)
2023	$4,103.00 (+15.48%)	$207,680 (+1%)	$243,500 (+28.97%) Land $110,000 Building $133,500
2022	$3,553.00	$188,800 Land $89,680 Building $99,120	$188,800 Land $89,680 Building $99,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20