Iosco County property record for 4586 Merkel Ln, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,056 sqft · built 1958 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064M5000000100 |
| Primary APN | 064M5000000100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,056 sqft Building Perimeter |
| 1st Floor Area | 1,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 257 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4586 MERKEL LN |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | MERKELVILLE SUB N0.2 LOT 1 & 18 |
| Legal Subdivision | MERKELVILLE SUB N0.2 |
| Legal Lot Number | 1,18 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | OSCODA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 400 |
4586 Merkel Ln is owned and occupied by an individual who acquired it in July 2022.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4586 MERKEL LN, OSCODA, MI 48750-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TCF NATIONAL BANK |
| Jul 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000004393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4586 MERKEL LN, OSCODA, MI 48750-9506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001779 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021001779 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Jul 3, 2019 |
| Property Address | 4586 MERKEL LN, OSCODA, MI 48750-9506 |
| Document Number | 2019003695 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019003695 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 4586 Merkel Ln was $1,680 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Oscoda Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (+6.56%) Land $100,700 | $201,400 (+6.56%) Land $201,400 | |
| 2025 | $1,680.00 Homeowner's exemption | $94,500 Land $94,500 | $189,000 Land $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4586 Merkel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4586 Merkel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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