4572 Merkel Ln, Oscoda, MI 48750 Property Records

Iosco County property record for 4572 Merkel Ln, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,612 sqft · built 2019
Lot Size0.43 acres (18,731 sqft)
OwnerCompany Name on File
Tax Bill$3,077 (2025)
Deeds & MortgagesJun 2023 Transfer
Jul 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN064M5000000300

Property Details

APN / Parcel Number

Primary APN064M5000000300

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,612 sqft Building Perimeter
1st Floor Area1,612 sqft
Basement Area1,612 sqft
Unfinished Basement1,612 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions198 ft deep x 95 ft wide
Garage Area728 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4572 MERKEL LN
CityOSCODA
StateMI
Zip48750-9506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionMERKELVILLE SUB NO. 2 LOT 3
Legal SubdivisionMERKELVILLE SUB NO. 2
Legal Lot Number3
JurisdictionIOSCO MI
Township / Civil DivisionOSCODA
Census Block Group1
Census Block1002
Census Tract400

Owner

4572 Merkel Ln is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: Iosco County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing Address4572 MERKEL LN, OSCODA, MI 48750-9506
OccupancyOwner Occupied
Owner TypeCompany
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 3, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CHEMICAL BANK
Apr 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TCF NATIONAL BANK
Aug 9, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 31, 2023
Transfer Doc2023002958
Record UpdatedSep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateJun 5, 2023
Property Address4572 MERKEL LN, OSCODA, MI 48750-9506
Document Number2023002958
Instrument DateMay 3, 2023
Instrument2023002958
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4572 MERKEL LN, OSCODA, MI 48750-9506

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIOSCO MI
Property Address4572 MERKEL LN, OSCODA, MI 48750-9506
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019003696
DateJul 3, 2019
Instrument2019003696
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2034

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIOSCO MI
Property Address4572 MERKEL LN, OSCODA, MI 48750-9506
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021001932
DateApr 1, 2021
Instrument2021001932
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMay 1, 2036

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateAug 9, 2018
Property Address4572 MERKEL LN, OSCODA, MI 48750-9506
Document Number2018004662
Instrument DateAug 8, 2018
Instrument2018004662
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 373, OSCODA, MI 48750-0373

Tax Assessment & Valuation

The 2025 property tax bill for 4572 Merkel Ln was $3,077 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionOscoda Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,600 (+4.69%) Land $160,600$321,200 (+4.69%) Land $321,200
2025$3,077.00 Homeowner's exemption$153,400 Land $153,400$306,800 Land $306,800
2023$2,462.00 Homeowner's exemption$123,400 Land $123,400$123,400 Land $123,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4572 Merkel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1986–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4572 Merkel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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