Osceola County property record for 4586 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,894 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,400 (2017) |
| Tax Bill | $5,056.00 (2024) |
| Primary APN | 19-26-31-0158-0001-1580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,408 sqft Gross Area |
| 1st Floor | 1,894 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 30 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4586 BALER TRAILS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8982 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 158 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 3 |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Block | 1580 |
| Legal Lot Number | 158 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-0158-0001-1580
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4586 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2020 | Quit Claim Deed, Transfer BETTER MTG CORP ISAOA |
| May 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Mar 08, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2017 · Amount on Record |
| Deed Sale | Mar 08, 2017 · Amount on Record |
| Deed Doc Number | 201736911 |
| Deed Book / Page | 5114 / 310 |
| Last Transfer Date | May 30, 2020 |
| Transfer Doc | 0057740997 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2020 |
| Property Address | 4586 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982 |
| Document Number | 0057740997 |
| Book / Page | 005774 / 000997 |
| Instrument Date | May 30, 2020 |
| Instrument | 107232 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4586 BALER TRAILS DR ST CLOUD FL 347728982, ST CLOUD, FL 34772-8982 |
| Document Number | 57351880 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 005735/001880 |
| Instrument | 74549 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 13, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4586 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982 |
| Document Number | 0057351880 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4586 BALER TRAILS DR ST CLOUD FL 347728982, ST CLOUD, FL 34772-8982 |
| Document Number | 0057351880 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 005735/001880 |
| Instrument | 74549 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 08, 2017 |
| Property Address | 4586 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982 |
| Document Number | 0051140310 |
| Book / Page | 5114 / 0310 |
| Map Reference | MB23 PG175 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017036911 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,752.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 4586 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982 |
| Document Number | 0051140312 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 5114/0312 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,345.00 (+5.72%) Homeowner's exemption | $234,642 (+5.99%) | $331,200 (-0.36%) Land $75,600 Building $255,600 |
| 2024 | $5,056.00 (+2.64%) | ||
| 2023 | $4,926.00 (+2.35%) Homeowner's exemption | $221,389 (+3%) | $332,400 (+15.9%) Land $64,800 Building $267,600 |
| 2022 | $4,813.00 Homeowner's exemption | $214,941 | $286,800 Land $59,400 Building $227,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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