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4582 Baler Trails Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4582 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,707 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2024)
Tax Bill$6,778.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631015800011560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,707 sqft Heated Area
Gross Area2,273 sqft Gross Area
1st Floor1,707 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area125 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4582 BALER TRAILS DR
CitySAINT CLOUD
StateFL
Zip34772-8982
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 156
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PHS 1 3 &3A
Legal Phase3
Legal Tract158
Legal Lot Number156
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1008
Census Tract43304

Owner

Source: Osceola County records · APN 192631015800011560

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jul 19, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleSep 19, 2023 · Amount on Record
Deed Doc Number2024026177
Deed Book / Page6556 / 2316
Record RefreshedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 28, 2024
Property Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982
Document Number0065562316
Book / Page6556 / 2316
Map ReferenceMB 23 PG 175
Instrument DateFeb 27, 2024
Instrument2024026177
Transaction TypeTransfer
Record UpdatedMar 08, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982

Mortgage

Document Number0065562318
DateFeb 28, 2024
Instrument6556/2318
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 19, 2023
Property Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982
Document Number0064760725
Book / Page6476 / 725
Map ReferenceMB 23 PG 175
Instrument DateSep 14, 2023
Instrument2023123269
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,404.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address346 N DOUGHERTY DR, FORT LIBERTY, NC 28307-2248

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 19, 2017
Property Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982
Document Number0051812071
Book / Page5181 / 2071
Map ReferenceMB23 PG175
Instrument DateJul 18, 2017
Instrument2017105277
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,577.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4582 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982

Mortgage

Document Number0051812073
DateJul 19, 2017
Instrument5181/2073
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,778.00 (+43.42%) Homeowner's exemption$314,700 (+49.67%) Land $75,600 Building $239,100$314,700 (-0.13%) Land $75,600 Building $239,100
2023$4,726.00 (+2.34%) Homeowner's exemption$210,261 (+3%)$315,100 (+15.8%) Land $64,800 Building $250,300
2022$4,618.00 Homeowner's exemption$204,137$272,100 Land $59,400 Building $212,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 457 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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