4585 Vanderbilt Dr, San Jose, CA 95130 Property Records

Santa Clara County property record for 4585 Vanderbilt Dr, San Jose, CA 95130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,853 sqft · built 2022
Lot Size	0.163 acres (7,107 sqft)
Owner	2 Trust Names on File
Last Sale	$3,050,000 (Dec 2023)
Tax Bill	$41,049 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403-06-286`

Property Details

APN / Parcel Number

Primary APN	`403-06-286`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,853 sqft Living Area
1st Floor Area	2,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,107 sqft (0.163 acres)
Lot Dimensions	103 ft deep x 62 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4585 VANDERBILT DR
City	SAN JOSE
State	CA
Zip	95130-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2771 BOOK 124 PAGE 4 PAGE 5 LOT 112
Legal Subdivision	TRACT NO 2771
Legal Tract	2771
Legal Lot Number	112
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	506604

Owner

4585 Vanderbilt Dr is owner-occupied and held in a trust since July 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 23, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 23, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 23, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2023 · Amount on File
Deed Sale	Dec 22, 2023 · Amount on File
Prior Sale	Mar 23, 2021 · Amount on File
Deed Document Number	202325578491
Last Transfer Date	Jul 17, 2024
Transfer Doc	0025678665
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 22, 2023
Property Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145
Document Number	0025578491
Map Reference	MB 124 PG 4
Instrument Date	Dec 5, 2023
Instrument	25578491
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145

Mortgage

Document Number	0025578492
Date	Dec 22, 2023
Instrument	25578492

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 23, 2021
Property Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145
Document Number	0024888421
Map Reference	MB 124 PG 4
Instrument Date	Mar 19, 2021
Instrument	24888421
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145

Mortgage

Document Number	0024888422
Date	Mar 23, 2021
Instrument	24888422

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 23, 2021
Property Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145
Document Number	0024888420
Map Reference	MB 124 PG 4
Instrument Date	Mar 19, 2021
Instrument	24888420
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 23, 2021
Property Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145
Document Number	0024888419
Map Reference	MB 124 PG 4
Instrument Date	Feb 24, 2021
Instrument	24888419
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4585 VANDERBILT DR, SAN JOSE, CA 95130-2145

Tax Assessment & Valuation

The 2025 property tax bill for 4585 Vanderbilt Dr was $41,049.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,453,416 (-21.14%) Land $1,761,454 Building $691,962
2025	$41,049.00	$3,111,000 Land $1,581,000 Building $1,530,000
2023	$19,734.00 (+4.75%)	$1,399,371 Land $1,351,479 Building $47,892
2022	$18,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4585 Vanderbilt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4585 Vanderbilt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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