4535 Vanderbilt Dr, San Jose, CA 95130 Property Records

Santa Clara County property record for 4535 Vanderbilt Dr, San Jose, CA 95130

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 1961
Lot Size0.136 acres (5,928 sqft)
Owner2 Trust Names on File
Last Sale$625,000 (Sep 2005)
Tax Bill$3,736 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN403-06-282

Property Details

APN / Parcel Number

Primary APN403-06-282

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,487 sqft Living Area
Gross Area1,087 sqft
1st Floor Area1,087 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,928 sqft (0.136 acres)
Lot Dimensions104 ft deep x 57 ft wide
Garage Area333 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4535 VANDERBILT DR
CitySAN JOSE
StateCA
Zip95130-2145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 2868 BOOK 140 PAGE 54 LOT 28
Legal SubdivisionTRACT NO 2868
Legal Tract2868
Legal Lot Number28
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3004
Census Tract506604

Owner

4535 Vanderbilt Dr is owner-occupied and held in a trust since September 2005.

Source: Santa Clara County records, as of August 14, 2026

Owner of Record2 Trust Names on File
Mailing Address4535 VANDERBILT DR, SAN JOSE, CA 95130-2145
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2017Deed of Trust, Mortgage · Line of Credit
SANTA CLARA COUNTY FCU
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2005 · Amount on File
Deed SaleSep 23, 2005 · Amount on File
Deed Document Number200518593066
Prior Transfer DateSep 15, 2005
Prior Transfer Doc0018593066
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4535 VANDERBILT DR, SAN JOSE, CA 95130-2145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023678069
DateJun 20, 2017
Instrument23678069
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
AddressSAN JOSE, CA 95112
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 19, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4535 VANDERBILT DR, SAN JOSE, CA 95130-2145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4535 VANDERBILT DR, SAN JOSE, CA 95130-2145

Mortgage

Document Number0024630297
DateSep 25, 2020
Instrument24630297
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4535 Vanderbilt Dr was $3,736, up 2% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictCampbell Union High School District (09 - 12)
Elementary School DistrictMoreland School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$107,826 (+2%) Land $29,895 Building $77,931
2025$3,736.00 (+2.02%)$105,712 Land $29,309 Building $76,403
2024$3,662.00 (+3.3%)
2023$3,545.00 (+2.19%) Homeowner's exemption$101,609 Land $28,172 Building $73,437
2022$3,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4535 Vanderbilt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4535 Vanderbilt Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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