4585 Oak Orchard Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4585 Oak Orchard Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,332 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Mar 2020)
Tax Bill	$3,252 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-1727-00A00-0020`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-1727-00A00-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,332 sqft Heated Area
Gross Area	3,100 sqft
1st Floor Area	2,773 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	1,300 ft deep x 840 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29172700A000020
Street Address	4585 OAK ORCHARD CIR
City	PACE
State	FL
Zip	32571-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE ESTATES LOT 2 BLK A AS DES IN OR 3930 PG 921
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	HERITAGE ESTATES
Legal Block	A
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10708

Owner

4585 Oak Orchard Cir is owned and occupied by an individual who bought it in March 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4585 OAK ORCHARD CIR, PACE, FL 32571-1268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Mar 18, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 18, 2018	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	0003930921
Deed Book / Page	3930 / 921
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4585 OAK ORCHARD CIR, PACE, FL 32571-1268
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037830990
Date	Nov 19, 2018
Book Page	3783/0990
Instrument	201849332

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 18, 2020
Property Address	4585 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0039300921
Book / Page	3930 / 921
Map Reference	MB 12 PG 23&24
Instrument Date	Mar 18, 2020
Instrument	202013377
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 DREAM ACRES RD, 4445, MOLINO, FL 32577-4928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 OAK ORCHARD CIR, PACE, FL 32571-1268

Mortgage

Document Number	0039300923
Date	Mar 18, 2020
Instrument	3930/0923

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 18, 2018
Property Address	4585 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0037381313
Book / Page	003738 / 001313
Instrument Date	Jun 8, 2018
Instrument	25271
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$1,732.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4585 OAK ORCHARD CIR PACE FL 325711268, PACE, FL 32571-1268

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,252.00 (-2.9%) Homeowner's exemption	$294,509 (-0.31%) Land $45,000 Building $249,509	$294,509 (-2.47%) Land $45,000 Building $249,509
2023	$3,349.00 (+2.51%) Homeowner's exemption	$295,411 (+3%)	$301,953 (+5.28%) Land $55,000 Building $246,953
2022	$3,267.00 Homeowner's exemption	$286,807	$286,807 Land $40,000 Building $246,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4585 Oak Orchard Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4585 Oak Orchard Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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