4533 Oak Orchard Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4533 Oak Orchard Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,935 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Mar 2021)
Tax Bill	$3,228 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-1727-00B00-0030`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-1727-00B00-0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Heated Area
Gross Area	2,544 sqft
1st Floor Area	2,376 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	1,200 ft deep x 800 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N29172700B000030
Street Address	4533 OAK ORCHARD CIR
City	PACE
State	FL
Zip	32571-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE ESTATES LOT 3 BLK B AS DES IN OR 4086 PG 892
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	HERITAGE ESTATES
Legal Block	B
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2004
Census Tract	10708

Owner

4533 Oak Orchard Cir is owned by an individual who bought it in March 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	3030 JARVIS ST UNIT 15, 15, SAN DIEGO, CA 92106-2295
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG
Sep 23, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 21, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	0004086892
Deed Book / Page	4086 / 892
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 12, 2021
Property Address	4533 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0040860892
Book / Page	4086 / 892
Map Reference	MB 12 PG 23&24
Instrument Date	Mar 12, 2021
Instrument	202116604
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4533 OAK ORCHARD CIR, 4533, MILTON, FL 32571-1268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 OAK ORCHARD CIR, MILTON, FL 32571-1268

Mortgage

Document Number	0004086894
Date	Mar 12, 2021
Instrument	4086/894

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4533 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0039641210
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4533 OAK ORCHARD CIR PACE FL 325711268, PACE, FL 32571-1268

Mortgage

Document Number	0039641210
Date	Jun 17, 2020
Book Page	003964/001210
Instrument	29420

Lender

Name	UNIVERSITY LNDG
Address	CLIMAX, MI 49034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 23, 2019
Property Address	4533 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0038721153
Book / Page	003872 / 001153
Instrument Date	Sep 13, 2019
Instrument	42387
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4533 OAK ORCHARD CIR PACE FL 325711268, PACE, FL 32571-1268

Mortgage

Document Number	38721156
Date	Sep 23, 2019
Book Page	003872/001156
Instrument	42388

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4533 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0037480641
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 OAK ORCHARD CIR MILTON FL 325711268, MILTON, FL 32571-1268

Mortgage

Document Number	0037480641
Date	Jul 17, 2018
Book Page	003748/000641
Instrument	30246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 16, 2033

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 21, 2017
Property Address	4533 OAK ORCHARD CIR, PACE, FL 32571-1268
Document Number	0036890266
Book / Page	3689 / 0266
Map Reference	MB12 PG23&24
Instrument Date	Dec 20, 2017
Instrument	201752674
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 OAK ORCHARD CIR, MILTON, FL 32571-1268

Mortgage

Document Number	0201752675
Date	Dec 21, 2017
Instrument	201752675

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,228.00 (-8.14%)	$260,332 (-3%) Land $45,000 Building $215,332	$260,332 (-3%) Land $45,000 Building $215,332
2023	$3,514.00 (+5.91%)	$268,383 (+6.85%) Land $55,000 Building $213,383	$268,383 (+6.85%) Land $55,000 Building $213,383
2022	$3,318.00	$251,184	$251,184 Land $40,000 Building $211,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4533 Oak Orchard Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4533 Oak Orchard Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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