4585 NW 3rd Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4585 NW 3rd Dr, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,144 sqft · built 1982
Lot Size	0.122 acres (5,340 sqft)
Owner	Individual Name on Record
Last Sale	$247,900 (Jan 2022)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-13-18-000-0042`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-13-18-000-0042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	1,144 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	5,340 sqft (0.122 acres)
Porch	Open Porch
Porch Area	256 sqft
Patio Area	182 sqft

Location & Zoning

Street Address	4585 NW 3RD DR
City	DELRAY BEACH
State	FL
Zip	33445-2780
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PINE TRAIL SOUTH LT 4 (LESS W 40 FT)
Legal Range	42E
Legal Township	46S
Legal Section	13
Legal Subdivision	PINE TRAIL SOUTH
Legal Lot Number	4
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	6909

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4585 NW 3RD DR, DELRAY BEACH, FL 33445-2780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 21, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Nov 5, 2010 · Amount on Record
Deed Document Number	20220031469
Deed Book / Page	33239 / 748
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4585 NW 3RD DR, DELRAY BEACH, FL 33445-2780
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0313500926
Date	Apr 8, 2020
Book Page	31350/926
Instrument	20200126981

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 17, 2035

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 21, 2022
Property Address	4585 NW 3RD DR, DELRAY BEACH, FL 33445-2780
Document Number	0332390748
Book / Page	33239 / 748
Map Reference	MB 42 PG 8
Instrument Date	Dec 15, 2021
Instrument	20220031469
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CASALINA TITLE AND ESCROW INC, CASALINA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1632 SW SPRINGFIELD CT, 1632, PALM CITY, FL 34990-4780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 NW 3RD DR, DELRAY BEACH, FL 33445-2780

Mortgage

Document Number	0033239750
Date	Jan 21, 2022
Instrument	33239/750

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,366.00 (+66.17%) Homeowner's exemption	$231,138 (-0.18%) Building $231,138	$231,138 (-0.18%) Building $231,138
2023	$3,831.00 (-6.74%) Homeowner's exemption	$231,563 (+14.81%) Building $231,563	$231,563 (+14.81%) Building $231,563
2022	$4,108.00	$201,698 Building $201,698	$201,698 Building $201,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Breezeline, Hotwire Communications.

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