4582 NW 3rd Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4582 NW 3rd Dr, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,899 sqft · built 1982
Lot Size	0.136 acres (5,911 sqft)
Owner	2 Company Names on File
Last Sale	$135,000 (May 2015)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-13-18-000-0171`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-13-18-000-0171`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	5,911 sqft (0.136 acres)
Porch	Finished/Open Porch
Porch Area	46 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4582 NW 3RD DR
City	DELRAY BEACH
State	FL
Zip	33445-2779
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RL
Legal Description	PINE TRAIL SOUTH LT 17 (LESS E 41 FT)
Legal Range	42E
Legal Township	46S
Legal Section	13
Legal Subdivision	PINE TRAIL SOUTH
Legal Lot Number	17
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	6909

Owner

4582 NW 3rd Dr, a townhouse, is owned by a company that acquired it in October 2020 and is owner-occupied.

Source: Palm Beach County records, as of April 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	2015160117
Deed Book / Page	27506 / 1439
Last Transfer Date	Oct 16, 2020
Transfer Doc	0318421904
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 16, 2026
Property Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779
Document Number	0363771544
Book / Page	36377 / 1544
Map Reference	MB 42 PG 8
Instrument Date	Mar 11, 2026
Instrument	20260092355
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 21, 2020
Property Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779
Document Number	0318421904
Book / Page	31842 / 1904
Map Reference	MB 42 PG 8
Instrument Date	Oct 16, 2020
Instrument	20200395817
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 NW 3RD DR, DELRAY BEACH, FL 33445-2779

Mortgage

Document Number	0318421906
Date	Oct 21, 2020
Instrument	31842/1906

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4582 NW 3rd Dr was $1,321 with a homeowner's exemption, up 10.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (+10.36%) Homeowner's exemption	$96,591	$249,181 Building $249,181
2024	$1,197.00 (+1.7%)
2023	$1,177.00 (+7.59%) Homeowner's exemption	$91,135 (+3%)	$247,824 (+13.63%) Building $247,824
2022	$1,094.00 Homeowner's exemption	$88,481	$218,105 Building $218,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4582 NW 3rd Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4582 NW 3rd Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Breezeline, Hotwire Communications.

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