4585 Lake Adger Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 4585 Lake Adger Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1930
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Apr 2023)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P41-8`

Property Details

APN / Parcel Number

Primary APN	`P41-8`
Alternative APN	`57134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,392 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	65,776 sqft (1.51 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57134
Street Address	4585 LAKE ADGER RD
City	MILL SPRING
State	NC
Zip	28756-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	500, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3038
Census Tract	920201

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 16, 2020	Warranty Deed, Transfer
Feb 12, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	0004771606
Deed Book / Page	477 / 1606
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 24, 2023
Property Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628
Document Number	00477/1606
Book / Page	477 / 1606
Map Reference	FILE F PG 1573
Instrument Date	Apr 22, 2023
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 BRAEBURN CT, DUNCAN, SC 29334-8939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628

Mortgage

Document Number	0004771609
Date	Apr 24, 2023
Instrument	477/1609

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 30, 2021
Property Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628
Document Number	00458/2319
Book / Page	458 / 2319
Map Reference	CARD F PG 1573
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 LAKE ADGER PKWY, MILL SPRING, NC 28756-4778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628

Mortgage

Document Number	00458/2322
Date	Apr 30, 2021
Book Page	458/2322

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 16, 2020
Property Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628
Document Number	0000454/79
Book / Page	454 / 79
Map Reference	CAB F PG 1573
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 580, ARDEN, NC 28704-0580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 12, 2020
Property Address	4585 LAKE ADGER RD, MILL SPRING, NC 28756-5628
Document Number	00446/1422
Book / Page	446 / 1422
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 580, ARDEN, NC 28704-0580

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+60.39%)	$582,175 (+105.24%) Land $54,717 Building $527,458	$582,175 (+105.24%) Land $54,717 Building $527,458
2023	$1,823.00	$283,659 Land $42,550 Building $241,109
2021			$283,659 Land $42,550 Building $241,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Adger Rd

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