Polk County property record for 2805 Lake Adger Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · built 1930 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $474 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P40-172 |
| Primary APN | P40-172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 35972 |
|---|---|
| Street Address | 2805 LAKE ADGER RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5631 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | SPLIT 2.0 AC FROM P40-22, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 920201 |
2805 Lake Adger Rd is held in a trust since September 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 127, MILL SPRING, NC 28756-0127 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer |
| Feb 5, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2023 |
| Transfer Doc | 00480/1415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 8, 2023 |
| Property Address | 2805 LAKE ADGER RD, MILL SPRING, NC 28756-5631 |
| Document Number | 00480/1415 |
| Book / Page | 480 / 1415 |
| Map Reference | FILE E PG 1830 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 127, MILL SPRING, NC 28756-0127 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 127, MILL SPRING, NC 28756-0127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 5, 2020 |
| Property Address | 2805 LAKE ADGER RD, MILL SPRING, NC 28756-5631 |
| Document Number | 000446/966 |
| Book / Page | 446 / 966 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 127, MILL SPRING, NC 28756-0127 |
The 2026 property tax bill for 2805 Lake Adger Rd was $474.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474.00 | $94,366 (-) Land $34,250 Building $60,116 | $94,366 (-) Land $34,250 Building $60,116 |
| 2025 | $474.00 | $94,366 Land $34,250 Building $60,116 | $94,366 Land $34,250 Building $60,116 |
| 2023 | $162.00 | $25,278 Land $25,000 Building $278 | |
| 2021 | $25,278 Land $25,000 Building $278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2805 Lake Adger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2805 Lake Adger Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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