4585 E State Rd 218, Berne, IN 46711 Property Records

Adams County property record for 4585 E State Rd 218, Berne, IN 46711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,995 sqft · built 1900
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-32-400-002.000-002`

Property Details

APN / Parcel Number

Primary APN	`01-09-32-400-002.000-002`
Alternative APNs	`00904000000201` `00460091839`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00460091839
Street Address	4585 E STATE ROAD 218
City	BERNE
State	IN
Zip	46711-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW COR SW SE SEC 32 (4A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2051
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4585 E STATE ROAD 218, BERNE, IN 46711-9483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 5, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000030
Date	Jan 3, 2024
Instrument	2024000030

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000091
Date	Jan 10, 2022
Instrument	2022000091

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Jul 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003298
Date	Jul 9, 2020
Instrument	2020003298

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004838
Date	Dec 5, 2018
Instrument	2018004838

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (-1.54%) Homeowner's exemption	$219,800 (+12.83%) Land $32,500 Building $187,300	$219,800 (+12.83%) Land $32,500 Building $187,300
2024	$1,621.00 (-1.4%)
2023	$1,644.00 (+6.55%)	$194,800 (+1.46%) Land $32,500 Building $162,300	$194,800 (+1.46%) Land $32,500 Building $162,300
2022	$1,543.00 (+19.98%)	$192,000 Land $32,500 Building $159,500	$192,000 Land $32,500 Building $159,500
2020	$1,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Mercury Fiber, Verizon, Wabash Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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