4548 E State Rd 218, Berne, IN 46711 Property Records

Adams County property record for 4548 E State Rd 218, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	1 bd · 3,872 sqft · built 1998
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-05-200-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-05-200-004.000-006`
Alternative APNs	`01619000002230` `00279501888`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,872 sqft Living Area
1st Floor Area	3,232 sqft
Attic	Attic
Attic Area	1,280 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00279501888
Street Address	4548 E STATE ROAD 218
City	BERNE
State	IN
Zip	46711-9483
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PETE J M SCHWARTZ & BEN J M SCHWARTZ SUBD LOT 1 SEC 5 (20A)
Legal Subdivision	BEN J M SCHWARTZ SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5004
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Jan 11, 2018	Deed of Trust, Mortgage MERCER SAVINGS BANK
Mar 22, 2018	Deed of Trust, Mortgage MERCER SAVINGS BANK
Jan 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000477
Date	Feb 9, 2024
Instrument	2024000477

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000158
Date	Jan 11, 2018
Instrument	2018000158

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001055
Date	Mar 22, 2018
Instrument	2018001055

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Type Change Date	Mar 20, 2038

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 11, 2022
Property Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483
Document Number	2022000107
Instrument Date	Jan 7, 2022
Instrument	2022000107
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4548 E STATE ROAD 218, BERNE, IN 46711-9483

Mortgage

Document Number	2022000109
Date	Jan 11, 2022
Instrument	2022000109

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,705.00 (+0.17%) Homeowner's exemption	$447,700 (+8.69%) Land $58,300 Building $389,400	$447,700 (+8.69%) Land $58,300 Building $389,400
2024	$4,697.00 (-2.71%)
2023	$4,828.00 (+3.03%)	$411,900 (+1.23%) Land $54,400 Building $357,500	$411,900 (+1.23%) Land $54,400 Building $357,500
2022	$4,686.00 (+28.88%)	$406,900 Land $47,200 Building $359,700	$406,900 Land $47,200 Building $359,700
2020	$3,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Mercury Fiber, Verizon, Wabash Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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