4582 Abbey Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 4582 Abbey Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 3,005 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jul 2024)
Tax Bill	$5,320 (2024)
Deeds & Mortgages	May 2023 Line of Credit Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-29-405-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-405-017.000-018`
Alternative APN	`1610290405017000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,005 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	2,576 sqft
2nd Floor Area	1,144 sqft
Basement Area	572 sqft
Finished Basement	429 sqft
Unfinished Basement	143 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	170 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces
Pool Area	608 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4582 ABBEY DR
City	CARMEL
State	IN
Zip	46033-2497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE NORTH, SECTION 3, LOT 110, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	BROOKSHIRE NORTH SECTION 3
Legal Block	3
Legal Lot Number	110
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1000
Census Tract	111003

Owner

4582 Abbey Dr is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 12, 2023	Intrafamily Transfer, Transfer
Sep 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Dec 4, 2017	Deed of Trust, Mortgage HOME LOAN EXPERT LLC
Dec 4, 2017	Deed of Trust, Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	202424671
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0000021240
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 ABBEY DR, CARMEL, IN 46033-2497

Mortgage

Document Number	0000015873
Date	May 4, 2023
Instrument	2023015873

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Apr 19, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jun 12, 2023
Property Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Document Number	0000021240
Map Reference	MB 5 PG 183&184
Instrument Date	May 24, 2023
Instrument	2023021240
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4582 ABBEY DR, CARMEL, IN 46033-2497

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Sep 17, 2020
Property Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Document Number	2020064773
Instrument Date	Aug 31, 2020
Instrument	2020064773
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	QUALITY TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 ABBEY DR, CARMEL, IN 46033-2497

Mortgage

Document Number	2020064774
Date	Sep 17, 2020
Instrument	2020064774

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Document Number	0000060954
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4582 ABBEY DR CARMEL IN 460332497, CARMEL, IN 46033-2497

Mortgage

Document Number	0000060954
Date	Dec 12, 2017
Instrument	60954

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2032

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4582 ABBEY DR, CARMEL, IN 46033-2497
Document Number	0000001685
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4582 ABBEY DR CARMEL IN 460332497, CARMEL, IN 46033-2497

Mortgage

Document Number	0000001685
Date	Jan 16, 2018
Instrument	1685

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,000 (+4.62%) Land $122,700 Building $373,300	$496,000 (+4.62%) Land $122,700 Building $373,300
2024	$5,320.00 (+2.29%)	$474,100 (+3.86%) Land $122,700 Building $351,400	$474,100 (+3.86%) Land $122,700 Building $351,400
2023	$5,201.00 (+4.67%) Homeowner's exemption	$456,500 (+10.13%) Land $95,100 Building $361,400	$456,500 (+10.13%) Land $95,100 Building $361,400
2022	$4,969.00 (+16.07%) Homeowner's exemption	$414,500 Land $95,100 Building $319,400	$414,500 Land $95,100 Building $319,400
2021	$4,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4582 Abbey Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4582 Abbey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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