4543 Abbey Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 4543 Abbey Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,762 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Owner Names on File
Tax Bill	$4,672 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-29-405-038.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-405-038.000-018`
Alternative APN	`1610290405038000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,762 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	1,106 sqft
Basement Area	1,008 sqft
Finished Basement	504 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610290405038000
Street Address	4543 ABBEY DR
City	CARMEL
State	IN
Zip	46033-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE NORTH, SECTION 3, LOT 131, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	BROOKSHIRE NORTH
Legal Block	3
Legal Lot Number	131
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111003

Owner

The current owner of 4543 Abbey Dr acquired it in May 2011.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	4543 ABBEY DR, CARMEL, IN 46033-2457
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA MEMBERS CU
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011
Deed Sale	May 2, 2011
Deed Document Number	0000022009
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4543 ABBEY DR, CARMEL, IN 46033-2457
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032537
Date	Apr 30, 2021
Instrument	2021032537

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4543 ABBEY DR, CARMEL, IN 46033-2457
Document Number	0000010694
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4543 ABBEY DR CARMEL IN 460332457, CARMEL, IN 46033-2457

Mortgage

Document Number	0000010694
Date	Mar 16, 2018
Instrument	10694

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,300 (+5%) Land $121,300 Building $322,000	$443,300 (+5%) Land $121,300 Building $322,000
2024	$4,672.00 (+8.22%)	$422,200 (+4.43%) Land $121,300 Building $300,900	$422,200 (+4.43%) Land $121,300 Building $300,900
2023	$4,317.00 (+5.06%) Homeowner's exemption	$404,300 (+11.38%) Land $94,000 Building $310,300	$404,300 (+11.38%) Land $94,000 Building $310,300
2022	$4,109.00 Homeowner's exemption	$363,000 Land $94,000 Building $269,000	$363,000 Land $94,000 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4543 Abbey Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4543 Abbey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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