Macomb County property record for 45812 Spagnuolo Rd, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,228 sqft · built 1986 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 2016) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-32-401-012 |
| Primary APN | 20-08-32-401-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 628 sqft |
| Basement Area | 583 sqft |
| Unfinished Basement | 583 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45812 SPAGNUOLO RD |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PLUM GROVE VILLAGE SUB. NO.2 LOT 629 LIBER: 71 PAGES: 47-51 |
| Legal Subdivision | PLUM GROVE VILLAGE SUB |
| Legal Lot Number | 629 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 224600 |
45812 Spagnuolo Rd is owned and occupied by two individuals who bought it in January 2016.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Feb 3, 2018 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on File |
| Deed Sale | Jan 15, 2016 · Amount on File |
| Prior Sale | Mar 21, 2012 · Amount on File |
| Deed Document Number | 20166005459 |
| Deed Book / Page | 23819 / 863 |
| Prior Transfer Date | Jan 14, 2016 |
| Prior Transfer Doc | 0000005459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Document Number | 2200097854 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 28763/577 |
| Instrument | 202200097854 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Document Number | 2102157817 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 27566/115 |
| Instrument | 202102157817 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Document Number | 2200089882 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 28726/872 |
| Instrument | 202200089882 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 48546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Document Number | 0000138906 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45812 SPAGNUOLO RD MACOMB MI 480444533, MACOMB, MI 48044-4533 |
| Document Number | 0000138906 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 026379/000411 |
| Instrument | 138906 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45812 SPAGNUOLO RD, MACOMB, MI 48044-4533 |
| Document Number | 0000019486 |
| Instrument Date | Feb 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45812 SPAGNUOLO RD MACOMB MI 480444533, MACOMB, MI 48044-4533 |
| Document Number | 0000019486 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 025225/000296 |
| Instrument | 19486 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45812 Spagnuolo Rd was $2,676 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,100 | $284,200 | |
| 2025 | $2,676.00 | ||
| 2023 | $119,400 | $238,800 | |
| 2022 | $2,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45812 Spagnuolo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45812 Spagnuolo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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