Lee County property record for 4581 Schooner Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,595 sqft · built 2002 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $695,000 (Aug 2015) |
| Tax Bill | $16,345 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00002.0030 |
| Primary APN | 05-45-21-17-00002.0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 2,595 sqft Living Area |
| Gross Area | 8,157 sqft |
| 1st Floor Area | 1,327 sqft |
| Upper Floors Area | 1,305 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,805 sqft (0.271 acres) |
| Lot Dimensions | 125 ft deep x 96 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 200 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 113 sqft |
| Patio Area | 1,271 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003541 |
|---|---|
| Street Address | 4581 SCHOONER DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | N END CAPTIVA IS PB 1/61 PT LOT 3 DESC OR 311/193 AKA BK2 LT 3 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 80100 |
Source: Lee County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 87, MATLACHA, FL 33993-0087 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on Record |
| Deed Sale | Aug 6, 2015 · Amount on Record |
| Prior Sale | Mar 1, 2004 · Amount on Record |
| Deed Document Number | 2015172692 |
| Last Transfer Date | Mar 3, 2025 |
| Transfer Doc | 0000064023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4581 SCHOONER DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 87, MATLACHA, FL 33993-0087 |
| Document Number | 0000244564 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025000244564 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,185,709 (+2.7%) | $1,334,644 (+15.6%) Land $133,351 Building $1,201,293 | |
| 2025 | $16,345.00 (+451.26%) Homeowner's exemption | $1,154,537 (+766.96%) Land $143,594 Building $1,010,943 | $1,154,537 (+766.96%) Land $143,594 Building $1,010,943 |
| 2023 | $2,965.00 (-79.45%) Homeowner's exemption | $133,171 (-87.96%) Land $133,161 Building $10 | $133,171 (-87.96%) Land $133,161 Building $10 |
| 2022 | $14,431.00 | $1,106,526 Land $248,600 Building $857,926 | $1,106,526 Land $248,600 Building $857,926 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE only, no 5G reported
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