Hamilton County property record for 4580 Elsmere Ave, Blue Ash, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,682 sqft · built 2002 |
| Lot Size | 0.205 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2023) |
| Tax Bill | $4,007 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 612-0060-0521-00 |
| Primary APN | 612-0060-0521-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 837 sqft |
| 2nd Floor Area | 845 sqft |
| Basement Area | 837 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,973 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 135 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4580 ELSMERE AVE |
|---|---|
| City | BLUE ASH |
| State | OH |
| Zip | 45242-6608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS ELSMERE AV 0.2064 AC R1-T4-S15 |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 15 |
| Legal Subdivision | ELLMAN & HUMBRECHT TERRA ALTA |
| Legal Lot Number | 44 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | BLUE ASH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 23522 |
4580 Elsmere Ave is owned and occupied by an individual who bought it in August 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Survivorship Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| May 19, 2021 | Intrafamily Transfer, Transfer |
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | May 19, 2021 |
| Deed Document Number | 0000054419 |
| Deed Book / Page | 14972 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 4, 2023 |
| Property Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000054419 |
| Book / Page | 14972 / 447 |
| Map Reference | MB 8 VOL 2 PG 48 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-0054419 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000054420 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023-0054420 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2021 |
| Property Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000062099 |
| Book / Page | 14421 / 1072 |
| Map Reference | MB 8 VOL 2 PG 48 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021-0062099 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 21, 2021 |
| Property Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000009159 |
| Book / Page | 14338 / 2401 |
| Map Reference | MB 8 VOL 2 PG 48 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021-0009159 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000009160 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-0009160 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 29, 2017 |
| Property Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000009445 |
| Map Reference | PL 8 PG 48 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 17-0089445 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4580 ELSMERE AVE, BLUE ASH, OH 45242-6608 |
| Document Number | 0000009446 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 17-0089446 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 4580 Elsmere Ave was $4,007, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Blue Ash City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,007.00 (+2.53%) | $92,400 (-) Land $31,500 Building $60,900 | |
| 2024 | $3,908.00 (-0.48%) | $92,400 (-) Land $31,500 Building $60,900 | |
| 2023 | $3,927.00 (-12.91%) | $92,400 (+4.72%) Land $31,500 Building $60,900 | $264,000 Land $90,000 Building $174,000 |
| 2022 | $4,509.00 Homeowner's exemption | $88,235 Land $12,075 Building $76,160 | |
| 2020 | $252,100 Land $34,500 Building $217,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4580 Elsmere Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4580 Elsmere Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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