4528 Elsmere Ave, Blue Ash (Cincinnati), OH 45242 Property Records

Hamilton County property record for 4528 Elsmere Ave, Blue Ash, OH 45242

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,129 sqft · built 1956
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Sep 2023)
Tax Bill$3,085 (2025)
Deeds & MortgagesSep 2023 Sale
Sep 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN612-0060-0154-00

Property Details

APN / Parcel Number

Primary APN612-0060-0154-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft
Basement Area1,129 sqft

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,362 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4528 ELSMERE AVE
CityBLUE ASH
StateOH
Zip45242-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELSMERE AVE 50 X 150 IRR LOT 36 ELLMAN- H TERRA ALTA SUB
Legal SubdivisionH TERRA ALTA SUB
Legal Lot Number36
JurisdictionHAMILTON OH
Township / Civil DivisionBLUE ASH
Census Block Group3
Census Block3005
Census Tract23522

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4462 ELSMERE AVE, BLUE ASH, OH 45242-6606
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Warranty Deed, Transfer
LAWYERS TITLE
Sep 21, 2023Affidavit of Death of Joint Tenant, Transfer
Aug 10, 2023Warranty Deed, Transfer
Jan 9, 2023Affidavit of Death of Joint Tenant, Transfer
Jan 10, 2022Transfer on Death Deed, Transfer
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleSep 21, 2023
Deed Document Number0000067504
Deed Book / Page15005 / 2255
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 21, 2023
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000067504
Book / Page15005 / 2255
Map ReferenceVOL 2 PG 48
Instrument DateSep 15, 2023
Instrument2023-0067504
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4462 ECSMEKE AVE, BLUE ASH, OH 45242

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateSep 21, 2023
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000067503
Book / Page15005 / 2251
Map ReferenceMB 8 VOL 2 PG 48
Instrument DateSep 15, 2023
Instrument2023-0067503
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 10, 2023
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000056222
Book / Page14976 / 1090
Map ReferenceVOL 2 PG 48
Instrument DateAug 3, 2023
Instrument2023-0056222
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

AmountAmount Recorded
Tax$124.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7955 PFEIFFER RD, MONTGOMERY, OH 45242-5124

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateJan 9, 2023
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000001558
Book / Page14828 / 1170
Map ReferenceMB 8 VOL 2 PG 48
Instrument DateJan 9, 2023
Instrument2023-0001558
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJan 10, 2022
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000003070
Book / Page14580 / 1222
Map ReferenceMB 8 VOL 2 PG 48
Instrument DateDec 21, 2021
Instrument2022-0003070
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4528 ELSMERE AVE, BLUE ASH, OH 45242-6608
Document Number0000063127
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4528 ELSMERE AVE BLUE ASH OH 452426608, BLUE ASH, OH 45242-6608

Mortgage

Document Number0000063127
DateAug 2, 2019
Book Page013972/000352
Instrument63127
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityBlue Ash City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,085.00 (-0.03%)$69,237 (-) Land $29,400 Building $39,837
2024$3,086.00 (+20.69%)$69,237 (-) Land $29,400 Building $39,837
2023$2,557.00 (+42.85%) Homeowner's exemption$69,237 (+58.47%) Land $29,400 Building $39,837$197,820 (+58.47%) Land $84,000 Building $113,820
2022$1,790.00 Homeowner's exemption$43,691 Land $11,270 Building $32,421
2020$124,830 Land $32,200 Building $92,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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