Dakota County property record for 4580 Cliff Ridge Ct, Eagan, MN 55123 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,772 sqft · built 1989 |
| Lot Size | 0.291 acres (12,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Mar 2013) |
| Tax Bill | $5,406 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-17800-02-010 |
| Primary APN | 10-17800-02-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 12,661 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4580 CLIFF RIDGE CT |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLIFF RIDGE 1 2 |
| Legal Subdivision | CLIFF RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60731 |
Source: Dakota County records · APN 10-17800-02-010
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4580 CLIFF RIDGE CT, SAINT PAUL, MN 55123-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Sep 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2013 · Amount on Record |
| Deed Sale | Mar 01, 2013 · Amount on Record |
| Prior Sale | Jun 06, 2011 · Amount on Record |
| Deed Document Number | 2013712379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4580 CLIFF RIDGE CT, EAGAN, MN 55123-1811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4580 CLIFF RIDGE CT, EAGAN, MN 55123-1811 |
| Document Number | 0000899395 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 899395 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4580 CLIFF RIDGE CT, EAGAN, MN 55123-1811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000876758 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 876758 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.3% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4580 CLIFF RIDGE CT, EAGAN, MN 55123-1811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4580 CLIFF RIDGE CT, EAGAN, MN 55123-1811 |
| Document Number | 0000848637 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 848637 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Jul 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,406.00 (+17.68%) | $468,500 (+5.02%) Land $104,200 Building $364,300 | $468,500 (+5.02%) Land $104,200 Building $364,300 |
| 2022 | $4,594.00 | $446,100 Land $101,400 Building $344,700 | $446,100 Land $101,400 Building $344,700 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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