4577 Cliff Ridge Ct, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4577 Cliff Ridge Ct, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,716 sqft · built 1990
Lot Size	0.291 acres (12,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,800 (Jul 2012)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-17800-02-140`

Property Details

APN / Parcel Number

Primary APN	`10-17800-02-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,716 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	12,680 sqft (0.291 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4577 CLIFF RIDGE CT
City	SAINT PAUL
State	MN
Zip	55123-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF RIDGE 14 2
Legal Subdivision	CLIFF RIDGE
Legal Block	2
Legal Lot Number	140
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1001
Census Tract	60731

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4577 CLIFF RIDGE CT, SAINT PAUL, MN 55123-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Mar 8, 2018	Deed of Trust, Mortgage · ARM WINGS FINANCIAL CU
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Prior Sale	Nov 22, 1999 · Amount on Record
Deed Document Number	2012699330
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4577 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000873161
Date	May 12, 2023
Instrument	873161

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	10%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4577 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789532
Date	Mar 8, 2018
Instrument	789532

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	14985

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4577 CLIFF RIDGE CT, EAGAN, MN 55123-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810004
Date	Sep 3, 2019
Instrument	810004

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,002.00	$435,900 Land $104,200 Building $331,700	$435,900 Land $104,200 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Cliff Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures