4580 Clearbrook Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4580 Clearbrook Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,316 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$260,015 (Feb 2023)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870000791`

Property Details

APN / Parcel Number

Primary APN	`A870000791`
Alternative APN	`3-0016-6030-00-0070.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	476 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000791
Street Address	4580 CLEARBROOK DR
City	SAINT CHARLES
State	MO
Zip	63304-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM FOREST #2 LOT 70
Legal Subdivision	NOTTINGHAM FOREST #2
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4580 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CONTINENTAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	20234758
Prior Transfer Date	Jun 12, 2001
Prior Transfer Doc	0026090669
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 7, 2023
Property Address	4580 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Document Number	0000004758
Map Reference	MB 25 PG 114
Instrument Date	Feb 7, 2023
Instrument	2023R-004758
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 KIMBERLY LN, SAINT PETERS, MO 63376-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719

Mortgage

Document Number	0000004759
Date	Feb 7, 2023
Instrument	2023R-004759

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2017
Property Address	4580 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Document Number	0067731477
Book / Page	6773 / 1477
Map Reference	MB 25 PG 114
Instrument Date	Jul 6, 2017
Instrument	20170712000429180
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1356 MASON GROVE DR, 1356, SAINT CHARLES, MO 63304-2672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719

Mortgage

Document Number	, 20170712000429190
Date	Jul 12, 2017
Instrument	20170712000429190

Lender

Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+4.83%)	$42,232 (+5.55%)	$222,275 (+5.55%) Land $60,000 Building $162,275
2024	$2,400.00
2023		$40,010
2022			$210,581 Land $60,000 Building $150,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

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