4575 Clearbrook Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4575 Clearbrook Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2021)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870000787`

Property Details

APN / Parcel Number

Primary APN	`A870000787`
Alternative APN	`3-0016-6030-00-0050.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	106 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000787
Street Address	4575 CLEARBROOK DR
City	SAINT CHARLES
State	MO
Zip	63304-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM FOREST #2 LOT 50
Legal Subdivision	NOTTINGHAM FOREST #2
Legal Lot Number	50
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	202164861
Prior Transfer Date	Oct 13, 1999
Prior Transfer Doc	0000086549
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2021
Property Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number	2021R064861
Map Reference	MB 25 PG 114
Instrument Date	Jul 30, 2021
Instrument	2021R-064861
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 1ST AVE SE, 1280, SIOUX CENTER, IA 51250-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720

Mortgage

Document Number	2021R064862
Date	Aug 3, 2021
Instrument	2021R-064862

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number	0068992152
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4575 CLEARBROOK DR ST CHARLES MO 633048720, ST CHARLES, MO 63304-8720

Mortgage

Document Number	0068992152
Date	Apr 3, 2018
Book Page	006899/002152
Instrument	176130

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2018
Property Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number	0068941711
Book / Page	6894 / 1711
Map Reference	MB 25 PG 114
Instrument Date	Mar 13, 2018
Instrument	20180321000151880
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1645 S BENTSEN PALM DR, 1645, PALMVIEW, TX 78572-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720

Mortgage

Document Number	20180321000151890
Date	Mar 21, 2018
Instrument	20180321000151890

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,526 (-)	$218,559 (-) Land $60,000 Building $158,559
2025	$2,474.00	$41,526 (+9.32%)	$218,559 (+9.33%) Land $60,000 Building $158,559
2023		$37,984
2022			$199,916 Land $60,000 Building $139,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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