458 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 458 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1923
Lot Size	0.199 acres (8,685 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2020)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-258-014`

Property Details

APN / Parcel Number

Primary APN	`15-27-258-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,685 sqft (0.199 acres)
Lot Dimensions	144 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	458 WATSON ST
City	AURORA
State	IL
Zip	60505-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB BLK 10 HACKNEYS ADDN PART LOT 7 & PART LOT 8 BLK 2 LOT DIMENSIONS: 60 X 144.75 APPROX LOT SQ FT 8685 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 00
Legal Subdivision	HACKNEYS ADDN
Legal Block	10,2
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5004
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	458 WATSON ST, AURORA, IL 60505-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	202069961
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0000038676
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2020
Property Address	458 WATSON ST, AURORA, IL 60505-4818
Document Number	0000069961
Instrument Date	Oct 5, 2020
Instrument	2020K069961
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	458 WATSON ST, 458, AURORA, IL 60505-4818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 WATSON ST, AURORA, IL 60505-4818

Mortgage

Document Number	0000069962
Date	Nov 13, 2020
Instrument	2020K069962

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 26, 2018
Property Address	458 WATSON ST, AURORA, IL 60505-4818
Document Number	0000004312
Instrument Date	Dec 29, 2017
Instrument	2018K004312
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 WATSON ST, AURORA, IL 60505-4818

Mortgage

Document Number	0000004313
Date	Jan 26, 2018
Instrument	2018K004313

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,454.00 (+15.44%) Homeowner's exemption	$60,891 (+9.39%) Land $9,072 Building $51,819	$182,746 (+9.39%) Land $27,227 Building $155,519
2024		$55,664 (+22.66%) Land $8,293 Building $47,371	$167,059 (+22.71%) Land $24,889 Building $142,170
2022	$2,992.00 (+2.26%) Homeowner's exemption	$45,380 (+7.41%) Land $6,761 Building $38,619	$136,140 (+7.41%) Land $20,283 Building $115,857
2021	$2,926.00 Homeowner's exemption	$42,250 Land $6,295 Building $35,955	$126,750 Land $18,885 Building $107,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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