449 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 449 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 882 sqft · built 1923
Lot Size	0.21 acres (9,152 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Mar 2014)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-257-031`

Property Details

APN / Parcel Number

Primary APN	`15-27-257-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	882 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Masonry / Concrete Block
Lot Area	9,152 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 66.2 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 WATSON ST
City	AURORA
State	IL
Zip	60505-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKNEYS ADDN EX W 3 FT S LL GORE LOT 16 BLK 1 LOT DIMENSIONS: 66.2 X 138.25 APPROX LOT SQ FT 9152 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	HACKNEYS ADDN
Legal Block	1
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5003
Census Tract	854301

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	449 WATSON ST, AURORA, IL 60505-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	20149794
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	449 WATSON ST, AURORA, IL 60505-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078099
Date	Dec 15, 2020
Instrument	2020K078099

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (+15.41%) Homeowner's exemption
2024		$82,564 (+22.66%) Land $8,425 Building $74,139	$247,791 (+22.71%) Land $25,285 Building $222,506
2022	$4,658.00 (+1.84%) Homeowner's exemption	$67,310 (+7.41%) Land $6,869 Building $60,441	$201,930 (+7.41%) Land $20,607 Building $181,323
2021	$4,574.00 Homeowner's exemption	$62,666 Land $6,395 Building $56,271	$187,998 Land $19,185 Building $168,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Benton Ridge Telephone Company, T-Mobile USA.

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