458 Water St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 458 Water St, Celebration, FL 34747

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,211 sqft · built 1998
Lot Size	0.008 acres (392 sqft)
Owner	2 Company Names on Record
Last Sale	$303,000 (Sep 2021)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10672`

Property Details

APN / Parcel Number

Primary APN	`10672`
Alternative APN	`072528542200014580`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,211 sqft Heated Area
Gross Area	1,229 sqft
1st Floor Area	1,211 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	392 sqft (0.008 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	10672
Street Address	458 WATER ST
City	CELEBRATION
State	FL
Zip	34747-4977
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OPUD
Legal Description	WATER STREET CONDO PH 3 CB 4 PG 38-57 UNIT 458 BLDG 4
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	WATER STREET CONDOMINIUM
Legal Phase	3
Legal Tract	5422
Legal Block	1
Legal Lot Number	458
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1012
Census Tract	40807

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	11700 WAYZATA BLVD APT 202, 202, MINNETONKA, MN 55305-4056
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Oct 19, 2021	Warranty Deed, Transfer EQUITABLE TTL OF CELEBRATION
Nov 28, 2017	Warranty Deed, Transfer OLIVER TITLE LAW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	0060672152
Deed Book / Page	4201 / 1791
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	2011162530
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	458 WATER ST, CELEBRATION, FL 34747-4977
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 WATER ST, KISSIMMEE, FL 34747-4977

Mortgage

Document Number	0061700713
Date	Mar 14, 2022
Book Page	6170/713
Instrument	2022040157

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 19, 2021
Property Address	458 WATER ST, CELEBRATION, FL 34747-4977
Document Number	0060672152
Book / Page	6067 / 2152
Map Reference	MB 1513 PG 1369
Instrument Date	Sep 30, 2021
Instrument	2021162185
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KINGSLEY CT, 3, PRINCETON JUNCTION, NJ 08550-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11700 WAYZATA BLVD APT 202, 202, MINNETONKA, MN 55305-4056

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 28, 2017
Property Address	458 WATER ST, CELEBRATION, FL 34747-4977
Document Number	0052450150
Book / Page	005245 / 000150
Instrument Date	Nov 16, 2017
Instrument	168638
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Tax	$1,487.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	458 WATER ST CELEBRATION FL 347474977, CELEBRATION, FL 34747-4977

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00 (+14.71%)	$306,000 (+10.11%) Building $306,000	$306,000 (+10.11%) Building $306,000
2023	$4,351.00 (+11.71%)	$277,900 (+14.88%) Building $277,900	$277,900 (+14.88%) Building $277,900
2022	$3,895.00	$241,900 Building $241,900	$241,900 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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