447 Water St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 447 Water St, Celebration, FL 34747

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,175 sqft · built 1998
Lot Size	0.015 acres (653 sqft)
Owner	2 Company Names on Record
Last Sale	$210,000 (May 2019)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-28-5420-0001-4470`

Property Details

APN / Parcel Number

Primary APN	`07-25-28-5420-0001-4470`
Alternative APNs	`252807542000014470` `10546`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	1,193 sqft
1st Floor Area	1,175 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653 sqft (0.015 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	447 WATER ST
City	KISSIMMEE
State	FL
Zip	34747-4638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OPUD
Legal Description	WATER STREET CONDO PHASE 1 CB 4 PG 5-16 UNIT 447
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	WATER STREET CONDO PH 1
Legal Phase	1
Legal Tract	5420
Legal Block	4470
Legal Lot Number	447
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1021
Census Tract	40807

Owner

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	447 WATER ST, KISSIMMEE, FL 34747-4638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 21, 2019	Warranty Deed, Transfer INNOVATIVE TITLE SVCS LLC
May 21, 2019	Quit Claim Deed, Transfer INNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	201964862
Deed Book / Page	5527 / 617
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0055270616
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	447 WATER ST, KISSIMMEE, FL 34747-4638
Document Number	0069902921
Book / Page	6990 / 2921
Instrument Date	Jun 18, 2026
Instrument	202680915
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	447 WATER ST, KISSIMMEE, FL 34747-4638

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	447 WATER ST, CELEBRATION, FL 34747-4638
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 WATER ST, KISSIMMEE, FL 34747-4638

Mortgage

Document Number	0059920321
Date	Jun 29, 2021
Book Page	5992/321
Instrument	2021101783

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2019
Property Address	447 WATER ST, CELEBRATION, FL 34747-4638
Document Number	0055270617
Book / Page	5527 / 0617
Map Reference	MB 1482 PG 1998
Instrument Date	May 10, 2019
Instrument	2019064862
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 WATERVIEW LOOP, 4112, WINTER PARK, FL 32792-7612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6560 SWISSCO DR # 33, 33, ORLANDO, FL 32822-3294

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2019
Property Address	447 WATER ST, CELEBRATION, FL 34747-4638
Document Number	0055270616
Book / Page	005527 / 000616
Instrument Date	May 3, 2019
Instrument	64861
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	INNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 WATER ST CELEBRATION FL 347474638, CELEBRATION, FL 34747-4638

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,555.00 (+12.9%) Homeowner's exemption	$171,043 (+5.99%)	$301,100 (+10.09%) Building $301,100
2023	$2,263.00 (+5.6%) Homeowner's exemption	$161,382 (+3%)	$273,500 (+14.87%) Building $273,500
2022	$2,143.00 Homeowner's exemption	$156,682	$238,100 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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