458 Terrace Ct, Superior, MT 59872 Property Records

Mineral County property record for 458 Terrace Ct, Superior, MT 59872

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2000
Lot Size	1.78 acres (77,929 sqft)
Owner	2 Individual Names on File
Last Sale	$125,400 (Sep 2017)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R546678`

Property Details

APN / Parcel Number

Primary APN	`R546678`
Alternative APNs	`54-2524-03-2-02-14-0000` `0000465600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	77,929 sqft (1.78 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000465600
Street Address	458 TERRACE CT
City	SUPERIOR
State	MT
Zip	59872-3080
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CEDAR CREEK TERRACE, S03, T16 N, R26 W, LOT 14, ACRES 1.789
Legal Range	26W
Legal Township	16N
Legal Section	03
Legal Subdivision	CEDAR CREEK TERRACE
Legal Lot Number	14
Jurisdiction	MINERAL MT
Township / Civil Division	SUPERIOR
Census Block Group	1
Census Block	1153
Census Tract	964600

Owner

458 Terrace Ct, a mobile home, is owned by two individuals who bought it in September 2017.

Source: Mineral County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 971, SUPERIOR, MT 59872-0971
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 18, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Deed Document Number	2017116948
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL MT
Property Address	458 TERRACE CT, SUPERIOR, MT 59872
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127635
Date	Jul 19, 2023
Instrument	127635

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINERAL MT
Recording Date	Sep 18, 2017
Property Address	458 TERRACE CT, SUPERIOR, MT 59872
Document Number	116948
Instrument Date	Sep 18, 2017
Instrument	116948
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 971, SUPERIOR, MT 59872-0971

Mortgage

Document Number	116949
Date	Sep 18, 2017
Instrument	116949

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	116950
Date	Sep 18, 2017
Instrument	116950

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 458 Terrace Ct was $1,104.

Source: Mineral County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Mineral County
Unified School District	Superior K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,256 (-)
2025	$1,104.00	$220,256	$220,256 Land $62,886 Building $157,370
2023	$1,531.00	$184,738	$184,738 Land $52,998 Building $131,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 Terrace Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Terrace Ct is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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