Mineral County property record for 309 Terrace Ct, Superior, MT 59872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,788 sqft · built 2008 |
| Lot Size | 1.42 acres (61,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,423 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R546672 |
| Primary APN | R546672 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 754 sqft |
| 2nd Floor Area | 1,034 sqft |
| Basement Area | 709 sqft |
| Finished Basement | 709 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,942 sqft (1.42 acres) |
| Terrain | Wooded |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000465000 |
|---|---|
| Street Address | 309 TERRACE CT |
| City | SUPERIOR |
| State | MT |
| Zip | 59872-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR CREEK TERRACE, S03, T16 N, R26 W, LOT 8, ACRES 1.422 |
| Legal Range | 26W |
| Legal Township | 16N |
| Legal Section | 03 |
| Legal Subdivision | CEDAR CREEK TERRACE |
| Legal Lot Number | 8 |
| Jurisdiction | MINERAL MT |
| Township / Civil Division | SUPERIOR |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 964600 |
309 Terrace Ct is owned and occupied by two individuals who acquired it in March 2018.
Source: Mineral County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON CU |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Apr 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2007 |
| Deed Sale | Oct 1, 2007 |
| Prior Sale | Sep 12, 2007 |
| Deed Document Number | 2007102248 |
| Last Transfer Date | Mar 1, 2018 |
| Transfer Doc | 0000117761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | COVIUS |
| Name | Verified Name |
|---|---|
| Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Document Number | 0000126284 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 126284 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 123947 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 123947 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 123500 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 123500 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINERAL MT |
| Recording Date | Apr 18, 2018 |
| Property Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Document Number | 117761 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 117761 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 TERRACE CT, SUPERIOR, MT 59872-7703 |
| Document Number | 117762 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 117762 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 309 Terrace Ct was $2,423.
Source: Mineral County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Mineral County |
| Unified School District | Superior K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,800 (-) | ||
| 2025 | $2,423.00 | $466,800 | $466,800 Land $60,427 Building $406,373 |
| 2023 | $2,929.00 | $359,500 | $359,500 Land $51,604 Building $307,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Terrace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1997) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Terrace Ct is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 65% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures