458 Kitchen Loop Rd, Lake Toxaway, NC 28747 Property Records

Transylvania County property record for 458 Kitchen Loop Rd, Lake Toxaway, NC 28747

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,505 sqft · built 1985
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$324,000 (Nov 2021)
Tax Bill$2,008 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8535-20-7411-000

Property Details

APN / Parcel Number

Primary APN8535-20-7411-000
Alternative APN
  • 70548030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,505 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1998
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area87,991 sqft (2.02 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number70548030
Street Address458 KITCHEN LOOP RD
CityLAKE TOXAWAY
StateNC
Zip28747-7726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 KITCHEN LOOP RD
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionGLOUCESTER
Census Block Group1
Census Block1042
Census Tract960502

Owner

458 Kitchen Loop Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Transylvania County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address458 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7726
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on File
Deed SaleNov 9, 2021 · Amount on File
Deed Document Number20218514
Deed Book / Page1010 / 191
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRANSYLVANIA NC
Recording DateNov 9, 2021
Property Address458 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7726
Document Number0010100191
Book / Page1010 / 191
Map ReferenceFILE 21 SL 507
Instrument DateNov 1, 2021
Instrument2021008514
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$648.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1147 ISLAND FORD RD, 1147, BREVARD, NC 28712-9325

Transferred To (Grantee/Buyer)

NameVerified Name
Address458 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7726

Mortgage

Document Number2021008515
DateNov 9, 2021
Instrument2021008515
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 458 Kitchen Loop Rd was $2,008.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,008.00$417,910 Land $41,210 Building $376,700$417,910 Land $41,210 Building $376,700
2023$1,497.00$227,450 Land $41,210 Building $186,240$227,450 Land $41,210 Building $186,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 Kitchen Loop Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Kitchen Loop Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Comporium
DSL
10 / 1

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Kitchen Loop Rd

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