377 Kitchen Loop Rd, Lake Toxaway, NC 28747 Property Records

Transylvania County property record for 377 Kitchen Loop Rd, Lake Toxaway, NC 28747

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2000
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,094 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8535-30-4524-000`

Property Details

APN / Parcel Number

Primary APN	`8535-30-4524-000`
Alternative APN	`70491120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	70491120
Street Address	377 KITCHEN LOOP RD
City	LAKE TOXAWAY
State	NC
Zip	28747-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KITCHEN LOOP RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1041
Census Tract	960502

Owner

Source: Transylvania County records · APN 8535-30-4524-000

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	377 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 06, 2019	Warranty Deed, Transfer · Conventional with PMI PATRICIA A MCCALL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021
Deed Sale	Nov 01, 2021
Deed Document Number	0001010821
Deed Book / Page	872 / 643
Prior Transfer Date	Mar 06, 2019
Prior Transfer Doc	2019001124
Record Updated	Jun 07, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	377 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7727
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010690443
Date	Feb 20, 2023
Book Page	1069/443
Instrument	2023000801

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	377 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7727
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010040343
Date	Oct 04, 2021
Book Page	1004/343
Instrument	2021007529

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 06, 2019
Property Address	377 KITCHEN LOOP RD, LAKE TOXAWAY, NC 28747-7727
Document Number	0008720643
Book / Page	000872 / 000643
Instrument Date	Feb 28, 2019
Instrument	1124
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	377 KITCHEN LOOP RD LAKE TOXAWAY NC 287477727, LAKE TOXAWAY, NC 28747-7727

Mortgage

Document Number	8720646
Date	Mar 06, 2019
Book Page	000872/000646
Instrument	1125

Lender

Name	PATRICIA A MCCALL
Address	639 BROOKMEADE DR # 105, CRESTVIEW, FL 32539-6214
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 05, 2024

Tax Assessment & Valuation

Source: Transylvania County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,094.00	$166,320 Land $30,000 Building $136,320	$166,320 Land $30,000 Building $136,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 26, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Comporium DSL	10 / 1

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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