Bergen County and Upper Saddle River Borough property record for 458 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,858 sqft · built 1956 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $969,000 (Nov 2021) |
| Tax Bill | $21,549 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00915-0000-00007 |
| Primary APN | 63-00915-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,858 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 095200 |
|---|---|
| Street Address | 458 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | JEFFERSON HOMES SEC 1 |
| Legal Block | 915 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00915-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed, Transfer · Conventional Mortgage CLASSIC MORTGAGE LLC |
| Aug 01, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Apr 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Oct 25, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage ASSET LNDG & LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 2021174408 |
| Deed Book / Page | 4472 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 29, 2021 |
| Property Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Document Number | 0044720158 |
| Book / Page | 4472 / 158 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021174408 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,215.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 458 E SADDLE RIVER RD, 458, UPPER SADDLE RIVER, NJ 07458-1702 |
| Name | Verified Name |
|---|---|
| Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Document Number | 2021174409 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021174409 |
| Name | CLASSIC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033110494 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 3311/494 |
| Instrument | 19-050003 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Document Number | 0032451807 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 458 E SADDLE RIVER RD UPPER SADDLE RIVER NJ 074581702, UPPER SADDLE RIVER, NJ 07458-1702 |
| Document Number | 0032451807 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 003245/001807 |
| Instrument | 31116 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2017 |
| Property Address | 458 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1702 |
| Document Number | 0027642334 |
| Book / Page | 002764 / 002334 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 22 BARN SWALLOW BLVD MARLBORO NJ 077462521, MARLBORO, NJ 07746-2521 |
| Document Number | 27642334 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002764/002334 |
| Name | ASSET LNDG & LNS LLC |
|---|---|
| Address | TENAFLY, NJ 07670 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 24, 2018 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,000 (-) Land $274,400 Building $557,600 | $832,000 (-) Land $274,400 Building $557,600 | |
| 2025 | $21,549.00 (+1.73%) | $832,000 (-) Land $274,400 Building $557,600 | $832,000 (-) Land $274,400 Building $557,600 |
| 2024 | $21,182.00 (+2.95%) | ||
| 2023 | $832,000 Land $274,400 Building $557,600 | $832,000 Land $274,400 Building $557,600 | |
| 2022 | $20,575.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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