438 E Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 438 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1976
Square Footage	3,198 sqft Living Area
Lot Size	37,462 sqft (0.86 acres)
Occupancy	Owner Occupied
Last Sale	$855,000 (2006)
Tax Bill	$15,651.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00915-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	438 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1718
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2006 · Amount on Record
Deed Sale	Dec 06, 2006 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Book / Page	9205 / 1
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	438 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1718
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041821477
Date	Jun 02, 2021
Book Page	4182/1477
Instrument	2021087785

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,300 (-) Land $274,400 Building $329,900	$604,300 (-) Land $274,400 Building $329,900
2025	$15,651.00 (+1.73%)	$604,300 (-) Land $274,400 Building $329,900	$604,300 (-) Land $274,400 Building $329,900
2024	$15,385.00 (+2.95%)
2023		$604,300 Land $274,400 Building $329,900	$604,300 Land $274,400 Building $329,900
2022	$14,944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`63-00915-0000-00002`
Alternative APN	`630091500002`

Interior

Building Area	3,198 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame Construction
Lot Area	37,462 sqft (0.86 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	438 E SADDLE RIVER RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1718
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.860 AC
Legal Block	915
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Minor Civil Division	UPPER SADDLE RIVER
Census Blockgroup	1
Census Block	1005
Census Tract	53201