458 Cherokee Cir, Tryon, NC 28782 Property Records

Polk County property record for 458 Cherokee Cir, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Oct 2023)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P48-282`

Property Details

APN / Parcel Number

Primary APN	`P48-282`
Alternative APN	`32283`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	32283
Street Address	458 CHEROKEE CIR
City	TRYON
State	NC
Zip	28782-8693
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 19, P48 MAP P48
Legal Subdivision	MAP P48
Legal Lot Number	19
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1031
Census Tract	920301

Owner

Source: Polk County records · APN P48-282

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 S PEAK ST, COLUMBUS, NC 28722-7415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Oct 26, 2023	Warranty Deed, Transfer
Mar 07, 2023	Warranty Deed, Transfer
Apr 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Mar 07, 2023 · Amount on Record
Deed Document Number	0004811232
Deed Book / Page	481 / 1232
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	458 CHEROKEE CIR, TRYON, NC 28782-8693
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 S PEAK ST, COLUMBUS, NC 28722-7415

Mortgage

Document Number	00483/2112
Date	Feb 29, 2024
Book Page	483/2112

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 26, 2023
Property Address	458 CHEROKEE CIR, TRYON, NC 28782-8693
Document Number	00481/1232
Book / Page	481 / 1232
Map Reference	FILE E PG 1564
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 CHEROKEE CIR, TRYON, NC 28782-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 S PEAK ST, COLUMBUS, NC 28722-7415

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 07, 2023
Property Address	458 CHEROKEE CIR, TRYON, NC 28782-8693
Document Number	00476/1393
Book / Page	476 / 1393
Map Reference	FILE E PG 1564
Instrument Date	Feb 14, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12476 JAYBIRD RD, WEEKI WACHEE, FL 34614-3281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 CHEROKEE CIR, TRYON, NC 28782-8693

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 21, 2022
Property Address	458 CHEROKEE CIR, TRYON, NC 28782-8693
Document Number	000469/921
Book / Page	469 / 921
Map Reference	FILE E PG 1564
Instrument Date	Apr 05, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 CHEROKEE CIR, TRYON, NC 28782-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12476 JAYBIRD RD, WEEKI WACHEE, FL 34614-3281

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+2,414.29%)	$217,419 (+2,919.71%) Land $47,000 Building $170,419	$217,419 (+2,919.71%) Land $47,000 Building $170,419
2023	$49.00 (+4.26%)	$7,200 (-) Land $7,200
2022	$47.00	$7,200 Land $7,200
2021			$7,200 Land $7,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Uniti Group DSL	200 / 20

May also be available: e-Polk, Verizon.

Based on FCC filings for 43 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures