350 Cherokee Cir, Tryon, NC 28782 Property Records

Polk County property record for 350 Cherokee Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,361 sqft · built 1988
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Apr 2020)
Tax Bill	$2,573 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P48-173`

Property Details

APN / Parcel Number

Primary APN	`P48-173`
Alternative APN	`56239`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	5 Rooms
Building Area	1,361 sqft Finished Area
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	109,771 sqft (2.52 acres)
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56239
Street Address	350 CHEROKEE CIR
City	TRYON
State	NC
Zip	28782-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	2.52 ACRES, P48 MAP P48
Legal Subdivision	MAP P48
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1031
Census Tract	920301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	350 CHEROKEE CIR, TRYON, NC 28782-8692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Aug 6, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Oct 15, 2002
Deed Book / Page	448 / 398
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000435/71
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	350 CHEROKEE CIR, TRYON, NC 28782-8692
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00466/1375
Date	Jan 3, 2022
Book Page	466/1375

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 22, 2020
Property Address	350 CHEROKEE CIR, TRYON, NC 28782-8692
Document Number	000448/398
Book / Page	448 / 398
Map Reference	FILE C PG 414
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 WALKER RD, 275, COLUMBUS, NC 28722-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 CHEROKEE CIR, TRYON, NC 28782-8692

Mortgage

Document Number	0000448402
Date	Apr 22, 2020
Instrument	448/402

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	350 CHEROKEE CIR, TRYON, NC 28782-8692
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000435/0000000075
Date	Aug 6, 2018
Book Page	0000000435/0000000075

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 6, 2018
Property Address	350 CHEROKEE CIR, TRYON, NC 28782-8692
Document Number	0000435/71
Book / Page	435 / 71
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	350 CHEROKEE CIR, TRYON, NC 28782-8692

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,573.00 (+3.54%)	$438,678 (-) Land $60,200 Building $378,478	$438,678 (-) Land $60,200 Building $378,478
2025	$2,485.00 (+22.47%)	$438,678 (+49.48%) Land $60,200 Building $378,478	$438,678 (+49.48%) Land $60,200 Building $378,478
2023	$2,029.00	$293,468 Land $34,120 Building $259,348
2021			$293,468 Land $34,120 Building $259,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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