Schenectady County and Niskayuna Town property record for 458 Central Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,717 sqft · built 1925 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (Jan 2023) |
| Tax Bill | $6,658 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.15-2-16 |
| Primary APN | 422400 60.15-2-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 541 sqft |
| Game Room | Game Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 165 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 620 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 458 CENTRAL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 3702 CONSAUL |
| Legal Subdivision | FAGANS LOCUST PARK |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3702 CONSAUL RD, SCHENECTADY, NY 12304-2453 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage SUNMARK FCU |
| Jan 12, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jun 17, 2022 | Foreclosure LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2022 · Amount on Record |
| Deed Document Number | 20231980 |
| Deed Book / Page | 2100 / 651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 458 CENTRAL AVE, SCHENECTADY, NY 12304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | FORD & REALE TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 458 CENTRAL AVE, SCHENECTADY, NY 12304 |
| Document Number | 0000001822 |
|---|---|
| Date | Jan 23, 2025 |
| Instrument | 202501822 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 12, 2023 |
| Property Address | 458 CENTRAL AVE, SCHENECTADY, NY 12304 |
| Document Number | 0000001980 |
| Book / Page | 2100 / 651 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 202301980 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,068.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 BROADWAY, LATHAM, NY 12110-3102 |
| Name | Verified Name |
|---|---|
| Address | 104 CONSAUL RD, ALBANY, NY 12205-3714 |
| Document Number | 0000001981 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 202301981 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 17, 2022 |
| Property Address | 458 CENTRAL AVE, SCHENECTADY, NY 12304 |
| Document Number | 0000032125 |
| Book / Page | 2086 / 776 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 202232125 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2022 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 BROADWAY, LATHAM, NY 12110-3102 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,658.00 | $195,000 (-) Land $43,400 Building $151,600 | $288,900 (+17.06%) Land $64,299 Building $224,601 |
| 2023 | $195,000 Land $43,400 Building $151,600 | $246,800 Land $54,929 Building $191,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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