250 Central Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 250 Central Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1976
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Jan 1997)
Tax Bill	$5,140 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.7-10-40`

Property Details

APN / Parcel Number

Primary APN	`422800 59.7-10-40`
Alternative APN	`280005900700100400000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	250 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,OG THOMPSN & SANDS-46,PTS 45 4.-341-24
Legal Block	10
Legal Lot Number	40.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1006
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 CENTRAL AVE, SCHENECTADY, NY 12304-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 1997 · Amount on Record
Deed Sale	Jan 15, 1997 · Amount on Record
Deed Book / Page	1512 / 52
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	250 CENTRAL AVE, SCHENECTADY, NY 12304-4702
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CENTRAL AVE, SCHENECTADY, NY 12304-4702

Mortgage

Document Number	0000019102
Date	Apr 13, 2022
Book Page	5218/859
Instrument	202219102

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	250 CENTRAL AVE, SCHENECTADY, NY 12304-4702
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CENTRAL AVE, SCHENECTADY, NY 12304-4702

Mortgage

Document Number	0000019103
Date	Apr 13, 2022
Book Page	5218/877
Instrument	202219103

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,140.00 (+2%) Homeowner's exemption
2025	$5,039.00	$137,000 (-) Land $6,700 Building $130,300	$210,800 (+16.92%) Land $10,309 Building $200,491
2023		$137,000 Land $6,700 Building $130,300	$180,300 Land $8,818 Building $171,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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