Erie County and Lancaster Town property record for 458 Central Ave, Lancaster, NY 14086
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,690 sqft · built 1900 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $58,000 (Dec 1998) |
| Tax Bill | $4,877 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Dec 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.19-3-39.1 |
| Primary APN | 145289 93.19-3-39.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,690 sqft Total Area |
| 1st Floor Area | 1,030 sqft |
| Upper Floors Area | 660 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 415 ft deep x 117 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 458 CENTRAL AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1253 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SM#18 1999 PART OF 38+ALL OF39 117 X 415 |
| Legal Subdivision | HOLLAND LAND COMPANY S SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 39.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 14209 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 458 CENTRAL AVE, LANCASTER, NY 14086-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit CROSSROADS COMMUNITY FCU |
| Dec 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 1998 · Amount on Record |
| Deed Sale | Dec 22, 1998 · Amount on Record |
| Deed Book / Page | 10944 / 3525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 458 CENTRAL AVE, LANCASTER, NY 14086-1253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0139375273 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 13937/5273 |
| Instrument | 2020073505 |
| Name | CROSSROADS COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Apr 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 458 CENTRAL AVE, LANCASTER, NY 14086-1253 |
| Document Number | 0113285725 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 458 CENTRAL AVE LANCASTER NY 140861253, LANCASTER, NY 14086-1253 |
| Document Number | 0113285725 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 011328/005725 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 458 CENTRAL AVE, LANCASTER, NY 14086-1253 |
| Document Number | 0138528698 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 458 CENTRAL AVE LANCASTER NY 140861253, LANCASTER, NY 14086-1253 |
| Document Number | 0138528698 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 013852/008698 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 22, 2033 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,877.00 (-26.5%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $6,635.00 (+47.9%) | $147,000 (-) Land $50,700 Building $96,300 | $229,688 (+12.48%) Land $79,219 Building $150,469 |
| 2024 | $4,486.00 Homeowner's exemption Veteran's exemption | $147,000 (-) Land $50,700 Building $96,300 | $204,200 (+4.18%) Land $70,428 Building $133,772 |
| 2023 | Homeowner's exemption Veteran's exemption | $147,000 Land $50,700 Building $96,300 | $196,000 Land $67,600 Building $128,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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