447 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 447 Central Ave, Lancaster, NY 14086

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,190 sqft · built 1890
Lot Size0.974 acres (42,340 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Feb 2026)
Tax Bill$5,771 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN145289 93.19-6-48

Property Details

APN / Parcel Number

Primary APN145289 93.19-6-48
Alternative APN
  • 52890931900006048000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,190 sqft Total Area
1st Floor Area950 sqft
Upper Floors Area240 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area42,340 sqft (0.974 acres)
Lot Dimensions365 ft deep x 116 ft wide
Garage TypeDetached
Garage Area893 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address447 CENTRAL AVE
CityLANCASTER
StateNY
Zip14086-1252
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSC11 116.1X 358
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block6
Legal Lot Number48.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1007
Census Tract14209

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6472 DEERVIEW CT, CLARENCE CENTER, NY 14032-9233
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Warranty Deed, Transfer · Conventional Mortgage
TOMPKINS TRUST CO
Jan 18, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2026 · Amount on Record
Deed SaleFeb 23, 2026 · Amount on Record
Deed Book / Page11457 / 5200
Prior Transfer DateJan 17, 2018
Prior Transfer Doc0113244452
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateFeb 23, 2026
Property Address447 CENTRAL AVE, LANCASTER, NY 14086-1252
Document Number0114575200
Book / Page11457 / 5200
Instrument DateFeb 18, 2026
Instrument2026032906
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 BIRCH CREEK RUN, ALDEN, NY 14004-1391

Transferred To (Grantee/Buyer)

NameVerified Name
Address6472 DEERVIEW CT, CLARENCE CENTER, NY 14032-9233

Mortgage

Document Number0141909588
DateFeb 23, 2026
Instrument14190/9588
Lender
NameTOMPKINS TRUST CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateJan 18, 2018
Property Address447 CENTRAL AVE, LANCASTER, NY 14086-1252
Document Number0113244452
Book / Page011324 / 004452
Instrument DateJan 17, 2018
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 PLEASANT VIEW DR LANCASTER NY 140861561, LANCASTER, NY 14086-1561

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,771.00 (+88.1%)
2025$3,068.00 (-39.48%)$160,000 (-) Land $53,100 Building $106,900$250,000 (+12.51%) Land $82,969 Building $167,031
2024$5,069.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$160,000 (-) Land $53,100 Building $106,900$222,200 (+4.17%) Land $73,743 Building $148,457
2023Homeowner's exemption Senior Citizen's exemption Veteran's exemption$160,000 Land $53,100 Building $106,900$213,300 Land $70,789 Building $142,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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